22313 96th St, Live Oak, FL 32060 Property Records

Suwannee County property record for 22313 96th St, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	2,484 sqft · built 2023
Lot Size	9.77 acres (425,581 sqft)
Owner	2 Individual Names on File
Tax Bill	$378 (2024)
Deeds & Mortgages	May 2023 Mortgage Jun 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-02S-11E-11122-010010`

Property Details

APN / Parcel Number

Primary APN	`27-02S-11E-11122-010010`
Alternative APN	`11122010010`

Interior

Building Area	2,484 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	425,581 sqft (9.77 acres)

Location & Zoning

Street Address	22313 96TH ST
City	LIVE OAK
State	FL
Zip	32060-0522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 9.77 ACRES LOT 1 TURKEY TROTT SUBDIV ORB 2292 P 152-53 WD YR 2022 ORB 2362 P 348-50 QCD YR 2023 (JTWROS)
Legal Range	11E
Legal Township	02S
Legal Section	27
Legal Subdivision	TURKEY TROTT SUBDIV
Legal Lot Number	1
Legal Unit	1
Jurisdiction	SUWANNEE FL
Township / Civil Division	DOWLING PARK
Census Block Group	1
Census Block	1044
Census Tract	970304

Owner

22313 96th St is owned and occupied by two individuals who acquired it in June 2022.

Source: Suwannee County records, as of December 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	22313 96TH ST, LIVE OAK, FL 32060-0522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Deed of Trust, Mortgage · VA Mortgage 1ST SIGNATURE LENDING LLC
Jun 3, 2022	Intrafamily Transfer, Transfer · Construction Mortgage 1ST SIGNATURE LENDING LLC
Aug 20, 2021	Warranty Deed, Transfer THE CLOSING BOUTIQUE LLC, THE CLOSING AGENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2022
Deed Sale	Jun 3, 2022
Prior Sale	Aug 20, 2021 · Amount on File
Deed Document Number	2022253438
Deed Book / Page	2362 / 348
Prior Transfer Date	May 31, 2022
Prior Transfer Doc	0000253438
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	LIVE OAK, FL 32060
Transaction Type	Mortgage
Record Updated	Jun 30, 2023
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1330 SUSQUEHANNA AVE, SUNBURY, PA 17801-1158

Mortgage

Document Number	0000266395
Date	May 18, 2023
Book Page	2441/14
Instrument	2023266395

Lender

Name	1ST SIGNATURE LENDING LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46256

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUWANNEE FL
Recording Date	Jun 3, 2022
Property Address	LIVE OAK, FL 32060
Document Number	0000253438
Book / Page	2362 / 348
Map Reference	MB 1 PG 454
Instrument Date	May 31, 2022
Instrument	2022253438
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	VANTAGE POINT TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1330 SUSQUEHANNA AVE, SUNBURY, PA 17801-1158

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1330 SUSQUEHANNA AVE, SUNBURY, PA 17801-1158

Mortgage

Document Number	0000000351
Date	Jun 3, 2022
Instrument	2362/351

Lender

Name	1ST SIGNATURE LENDING LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jun 1, 2053

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Aug 20, 2021
Property Address	LIVE OAK, FL 32060
Document Number	0000242154
Book / Page	2292 / 152
Map Reference	MB 1 PG 454
Instrument Date	Aug 20, 2021
Instrument	2021242154
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	THE CLOSING BOUTIQUE LLC, THE CLOSING AGENT LLC

Transaction

Amount	Amount on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	270 NE 160TH ST, MIAMI, FL 33162-4327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1330 SUSQUEHANNA AVE, SUNBURY, PA 17801-1158

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$380,840 Land $56,666 Building $324,174	$380,840 Land $56,666 Building $324,174
2024	$378.00 (-46.31%)
2023	$704.00 (+25.27%)	$56,666 (+56.76%) Land $56,666	$56,666 (+56.76%) Land $56,666
2022	$562.00	$36,149	$36,149 Land $36,149

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22313 96th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22313 96th St is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Windstream DSL	200 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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