21975 96th St, Live Oak, FL 32060 Property Records

Suwannee County property record for 21975 96th St, Live Oak, FL 32060

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,260 sqft · built 2010
Lot Size	1.04 acres (45,375 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Mar 2024)
Tax Bill	$401 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-02S-11E-11116-001000`

Property Details

APN / Parcel Number

Primary APN	`27-02S-11E-11116-001000`
Alternative APN	`11116001000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,188 sqft
Flooring	Vinyl/Resilient
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2017
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	45,375 sqft (1.04 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	21975 96TH ST
City	LIVE OAK
State	FL
Zip	32060-5809
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LEG 1.04 ACRES FOR POINT OF REFERENCE COMM AT THE SE COR OF W1/2 OF SW1/4 OF SE1/4 RUN S 89 DEG 54'08 W 330.00 FT TO THE P.O.B. CONTINUE S 89 DEG 54'08 W 165.00 FT RUN N 00 DEG 16'34 W 275.00 FT RUN N 89 DEG 54'08 E 165.00 FT RUN S 00 DEG 16'34 E 275
Legal Range	11E
Legal Township	02S
Legal Section	27
Jurisdiction	SUWANNEE FL
Township / Civil Division	DOWLING PARK
Census Block Group	1
Census Block	1044
Census Tract	970304

Owner

Source: Suwannee County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21975 96TH ST, LIVE OAK, FL 32060-5809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Mar 1, 2024	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 31, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2024 · Amount on Record
Deed Sale	Mar 1, 2024 · Amount on Record
Prior Sale	Feb 17, 2010 · Amount on Record
Deed Document Number	2024276494
Deed Book / Page	2500 / 211
Prior Transfer Date	Jan 31, 2017
Prior Transfer Doc	0000189507
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Recording Date	Aug 14, 2026
Property Address	21975 96TH ST, LIVE OAK, FL 32060-5809
Document Number	0000008683
Book / Page	2724 / 256
Instrument Date	Jul 23, 2026
Instrument	20268683
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21975 96TH ST, LIVE OAK, FL 32060-5809

Mortgage

Document Number	0000008683,
Date	Aug 14, 2026
Book Page	2724/256
Instrument	20268683

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Apr 1, 2054

Interest

Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Mar 1, 2024
Property Address	21975 96TH ST, LIVE OAK, FL 32060-5809
Document Number	0000276494
Book / Page	2500 / 211
Instrument Date	Feb 27, 2024
Instrument	2024276494
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	BRINSON & MCLEOD TTL & CLOSI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4407 PARKER RD, GLADWIN, MI 48624-7306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21975 96TH ST, LIVE OAK, FL 32060-5809

Mortgage

Document Number	0000000213
Date	Mar 1, 2024
Instrument	2500/213

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jan 31, 2017
Property Address	21975 96TH ST, LIVE OAK, FL 32060-5809
Document Number	0000189507
Book / Page	001967 / 000365
Instrument Date	Jan 31, 2017
Instrument	189507
Transaction Type	Transfer
Record Updated	Feb 9, 2017

Transaction

Amount	Amount Recorded
Tax	$12.60
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 PARKER RD GLADWIN MI 486247306, GLADWIN, MI 48624-7306

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$401.00 (-66.64%) Homeowner's exemption	$101,452 (+116.68%) Land $10,400 Building $91,052	$101,452 (+116.68%) Land $10,400 Building $91,052
2024	$1,202.00 (+14.8%)
2023	$1,047.00 (+3.56%)	$46,822 (+4.84%) Land $10,400 Building $36,422	$46,822 (+4.84%) Land $10,400 Building $36,422
2022	$1,011.00	$44,660	$44,660 Land $10,400 Building $34,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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