Baldwin County property record for 22131 Garland Loop, Silverhill, AL 36576
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,898 sqft · built 2017 |
| Lot Size | 0.248 acres (10,823 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,260 (Aug 2017) |
| Tax Bill | $864 (2026) |
| Deeds & Mortgages | Apr 2023 Mortgage Sep 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-02-04-0-000-007.017 |
| Primary APN | 47-02-04-0-000-007.017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,898 sqft Heated Area |
| 1st Floor Area | 1,898 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,823 sqft (0.248 acres) |
| Lot Dimensions | 150 ft deep x 61 ft wide |
| Deck Area | 184 sqft |
| Utility Building | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 340475 |
|---|---|
| Street Address | 22131 GARLAND LOOP |
| City | SILVERHILL |
| State | AL |
| Zip | 36576-3668 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 61'(S) X 150.1' IRR LOT 9 LAUREL HILL SUB SLIDE 2249-A SEC 4-T6S-R3E (WD/SURVIVORSHIP) |
| Legal Subdivision | LAUREL HILL SUB |
| Legal Lot Number | 9 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ROBERTSDALE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10907 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22131 GARLAND LOOP, SILVERHILL, AL 36576-3668 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Apr 13, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HOME LOAN EXPERT LLC |
| Aug 22, 2017 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage PLATINUM MORTGAGE INC |
| Mar 10, 2017 | Loan Modification, Mortgage · Line of Credit REGIONS BK |
| Feb 21, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2017 · Amount on Record |
| Deed Sale | Aug 22, 2017 · Amount on Record |
| Deed Document Number | 20171651683 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 22131 GARLAND LOOP, SILVERHILL, AL 36576-3668 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 22131 GARLAND LOOP, SILVERHILL, AL 36576-3668 |
| Document Number | 0002057567 |
|---|---|
| Date | Apr 13, 2023 |
| Instrument | 2057567 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 22131 GARLAND LOOP, SILVERHILL, AL 36576-3668 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001857385 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 1857385 |
| Name | THE HOME LOAN EXPERT LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Aug 22, 2017 |
| Property Address | 22131 GARLAND LOOP, SILVERHILL, AL 36576-3668 |
| Document Number | 0001651683 |
| Map Reference | MB2249-A |
| Instrument Date | Jul 21, 2017 |
| Instrument | 1651683 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26050 EQUITY DRA, 26050, DAPHNE, AL 36526 |
| Name | Verified Name |
|---|---|
| Address | 22131 GARLAND LOOP, SILVERHILL, AL 36576-3668 |
| Document Number | 0001651684 |
|---|---|
| Date | Aug 22, 2017 |
| Instrument | 1651684 |
| Name | PLATINUM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Mar 10, 2017 |
| Property Address | 22131 GARLAND LOOP, SILVERHILL, AL 36576-3668 |
| Instrument Date | Mar 9, 2017 |
| Instrument | 1621977 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623 |
| Document Number | 0001621977 |
|---|---|
| Date | Mar 10, 2017 |
| Instrument | 1621977 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | 1042 MAIN ST # 2ND, DUNEDIN, FL 34698-5242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Feb 21, 2017 |
| Property Address | 22131 GARLAND LOOP, SILVERHILL, AL 36576-3668 |
| Document Number | 0001618608 |
| Instrument Date | Feb 16, 2017 |
| Instrument | 1618608 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $60.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623 |
| Investor | Possibly a Property Investor |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $864.00 (-1.37%) Homeowner's exemption | ||
| 2025 | $876.00 (+8.96%) | $29,400 (+7.3%) Land $4,280 Building $25,120 | $293,900 (+7.26%) Land $42,800 Building $251,100 |
| 2023 | $804.00 (+23.69%) Homeowner's exemption | $27,400 (+22.1%) | $274,000 (+22.1%) Land $22,200 Building $251,800 |
| 2022 | $650.00 (+24.76%) Homeowner's exemption | $22,440 | $224,400 Land $23,400 Building $201,000 |
| 2021 | $521.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2014–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 86% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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