Washington County property record for 22102 Whitestone Ct, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,322 sqft · built 2005 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $110,000 (Jun 2004) |
| Tax Bill | $7,591 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Dec 2025 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-037236 |
| Primary APN | 07-037236 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,322 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 60,984 sqft (1.4 acres) |
| Garage Type | Mixed |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 158 sqft |
| Deck Area | 627 sqft |
| Patio Area | 466 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 037236 |
|---|---|
| Street Address | 22102 WHITESTONE CT |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1596 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A(R) |
| Legal Description | LOT 9 1.40 AC 22102 WHITESTONE CT LIMESTONE ACRES |
| Legal Subdivision | LIMESTONE ACRES |
| Legal Lot Number | 9 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 11301 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 22102 WHITESTONE CT, SMITHSBURG, MD 21783-1596 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST |
| Dec 2, 2025 | Intrafamily Transfer, Transfer |
| Nov 1, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST |
| Jul 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST |
| Oct 2, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST |
| Oct 12, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO |
| Aug 25, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2004 · Amount on Record |
| Deed Sale | Jun 10, 2004 · Amount on Record |
| Deed Document Number | 200432174 |
| Deed Book / Page | 2353 / 307 |
| Last Transfer Date | Jul 30, 2021 |
| Transfer Doc | 0067360228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 22102 WHITESTONE CT, SMITHSBURG, MD 21783-1596 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 22102 WHITESTONE CT, SMITHSBURG, MD 21783-1596 |
| Document Number | 0078840445 |
|---|---|
| Date | Mar 24, 2026 |
| Book Page | 7884/445 |
| Name | FIRST UNITED BANK & TRUST |
|---|---|
| Type | Bank |
| Address | HAGERSTOWN, MD 21740 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Dec 2, 2025 |
| Property Address | 22102 WHITESTONE CT, SMITHSBURG, MD 21783-1596 |
| Document Number | 0078130233 |
| Book / Page | 7813 / 233 |
| Map Reference | FO 7605&7606 |
| Instrument Date | Dec 1, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 22102 WHITESTONE CT, SMITHSBURG, MD 21783-1596 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 22102 WHITESTONE CT, SMITHSBURG, MD 21783-1596 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056250188 |
|---|---|
| Date | Nov 1, 2017 |
| Book Page | 5625/0188 |
| Instrument | 5625-0188 |
| Name | FIRST UNITED BANK & TRUST |
|---|---|
| Type | Bank |
| Address | HAGERSTOWN, MD 21740 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 22102 WHITESTONE CT, SMITHSBURG, MD 21783-1596 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Name | Verified Name |
|---|
| Document Number | 0060100302 |
|---|---|
| Date | Jul 1, 2019 |
| Book Page | 6010/0302 |
| Name | FIRST UNITED BANK & TRUST |
|---|---|
| Type | Bank |
| Address | OAKLAND, MD 21550 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 22102 WHITESTONE CT, SMITHSBURG, MD 21783-1596 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0060800039 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 6080/0039 |
| Name | FIRST UNITED BANK & TRUST |
|---|---|
| Type | Bank |
| Address | HAGERSTOWN, MD 21740 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 22102 WHITESTONE CT, SMITHSBURG, MD 21783-1596 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 22102 WHITESTONE CT, SMITHSBURG, MD 21783-1596 |
| Document Number | 0067870334 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 6787/334 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HAGERSTOWN, MD 21740 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Aug 25, 2021 |
| Property Address | 22102 WHITESTONE CT, SMITHSBURG, MD 21783-1596 |
| Document Number | 0067360228 |
| Book / Page | 6736 / 228 |
| Map Reference | FO 7605 & 7606 |
| Instrument Date | Jul 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 22102 WHITESTONE CT, SMITHSBURG, MD 21783-1596 |
| Document Number | 0006736232 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 6736/232 |
| Name | FIRST UNITED BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2041 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,591.00 (+9.41%) | $727,333 (+9.49%) | $790,400 (-) Land $103,000 Building $687,400 |
| 2025 | $6,938.00 (+10.41%) | $664,267 (+15.7%) | $790,400 (+31.47%) Land $103,000 Building $687,400 |
| 2024 | $6,284.00 (+5.26%) | ||
| 2023 | $5,970.00 | $574,133 | $601,200 Land $103,000 Building $498,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1988–2006) |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Cable | 1,300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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