2210 Cottage Ave, Bloomington, IL 61701 Property Records

McLean County property record for 2210 Cottage Ave, Bloomington, IL 61701

Property Summary

Property Type	Commercial
Details	13,936 sqft · built 1993
Lot Size	0.68 acres (29,620 sqft)
Owner	Company Name on Record
Last Sale	$610,000 (Apr 2022)
Tax Bill	$15,963 (2024)
Deeds & Mortgages	Apr 2022 Sale & Line of Credit Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-32-100-044`

Property Details

APN / Parcel Number

Primary APN	`14-32-100-044`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	13,936 sqft Gross Area
1st Floor Area	6,968 sqft
Basement Area	6,968 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Concrete Block
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	29,620 sqft (0.68 acres)
Lot Dimensions	155 ft deep x 190 ft wide
View / Lot	Lake Front
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2210 COTTAGE AVE
City	BLOOMINGTON
State	IL
Zip	61701-1447
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 1 COTTAGE AVE SUB & BEG NW COR SAID SUB: W45, S191.55, E45, N191.55 TO POB PT NE NW 32-24-2E
Legal Range	02E
Legal Township	24N
Legal Section	32
Legal Subdivision	COTTAGE AVE SUB
Legal Lot Number	1
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1000
Census Tract	1403

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2701 W LAWRENCE AVE, A, SPRINGFIELD, IL 62704-7215
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed, Transfer · Line of Credit TOWN & COUNTRY BANK
Feb 23, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2022 · Amount on Record
Deed Sale	Apr 13, 2022 · Amount on Record
Deed Document Number	20226757
Prior Transfer Date	Apr 17, 2009
Prior Transfer Doc	0000035206
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 13, 2022
Property Address	2210 COTTAGE AVE, BLOOMINGTON, IL 61701-1401
Document Number	202200006757
Map Reference	DOC 92-14480
Instrument Date	Mar 4, 2022
Instrument	2022-00006757
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 13255, SPRINGFIELD, IL 62791-3255

Mortgage

Document Number	202200006758
Date	Apr 13, 2022
Instrument	2022-00006758

Lender

Name	TOWN & COUNTRY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	107 Months
Due	Mar 1, 2031

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Feb 23, 2017
Property Address	2210 COTTAGE AVE, BLOOMINGTON, IL 61701-1401
Document Number	201700003314
Map Reference	DOC92-14480
Instrument Date	Feb 3, 2017
Instrument	2017-00003314
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	00000

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$215,307 (+14.23%) Land $64,034 Building $151,273	$645,921 (+14.23%) Land $192,102 Building $453,819
2024	$15,963.00 (-0.04%)
2023	$15,969.00 (+6.28%)	$188,482 (+10.83%) Land $56,056 Building $132,426	$565,446 (+10.83%) Land $168,168 Building $397,278
2022	$15,026.00	$170,065 Land $50,579 Building $119,486	$510,195 Land $151,737 Building $358,458

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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