McLean County property record for 1902 Cottage Ave, Bloomington, IL 61701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,491 sqft · built 1992 |
| Lot Size | 0.089 acres (3,858 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $113,000 (Jun 2009) |
| Tax Bill | $3,405 (2024) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-32-178-005 |
| Primary APN | 14-32-178-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,491 sqft Living Area |
| 1st Floor Area | 954 sqft |
| Basement Area | 537 sqft |
| Finished Basement | 537 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 3,858 sqft (0.089 acres) |
| Lot Dimensions | 113 ft deep x 34 ft wide |
| View / Lot | Lake Front |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1902 COTTAGE AVE |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61701-1419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 4 LAKESHORES OF WHITE OAK PARK |
| Legal Range | 02E |
| Legal Township | 24N |
| Legal Section | 32 |
| Legal Subdivision | LAKESHORES OF WHITE OAK PARK |
| Legal Lot Number | 4 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1403 |
Source: McLean County records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2612 SEDONA DR, NORMAL, IL 61761-5487 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2009 · Amount on Record |
| Deed Sale | Jun 4, 2009 · Amount on Record |
| Deed Document Number | 200917107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Jun 30, 2026 |
| Property Address | 1902 COTTAGE AVE, BLOOMINGTON, IL 61701-1419 |
| Document Number | 0000008916 |
| Instrument Date | May 29, 2026 |
| Instrument | 20268916 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FRONTIER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2612 SEDONA DR, NORMAL, IL 61761-5487 |
| Document Number | 0000008916, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 20268916 |
| Name | BANK OF PONTIAC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 28, 2031 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $54,676 (+22.11%) Land $10,400 Building $44,276 | $164,028 (+22.11%) Land $31,200 Building $132,828 | |
| 2024 | $3,405.00 (+3.65%) | ||
| 2023 | $3,285.00 | $44,775 Land $8,517 Building $36,258 | $134,325 Land $25,551 Building $108,774 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMINGTON serves 79,000 people · EPA ID IL1130200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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