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1808 Cottage Ave, Bloomington, IL 61701 Property Records

McLean County property record for 1808 Cottage Ave, Bloomington, IL 61701

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,491 sqft · built 1992
Lot Size0.089 acres (3,858 sqft)
Owner2 Individual Names on File
Last Sale$112,500 (Apr 2017)
Tax Bill$3,781 (2024)
Deeds & MortgagesApr 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN14-32-178-008

Property Details

APN / Parcel Number

Primary APN14-32-178-008

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Building Area1,491 sqft Living Area
1st Floor Area954 sqft
Basement Area537 sqft
Finished Basement537 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area3,858 sqft (0.089 acres)
Lot Dimensions113 ft deep x 34 ft wide
View / LotLake Front
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1808 COTTAGE AVE
CityBLOOMINGTON
StateIL
Zip61701-1417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 7 PARKSHORES OF WHITE OAK PARK
Legal Range02E
Legal Township24N
Legal Section32
Legal SubdivisionPARKSHORES OF WHITE OAK PARK
Legal Lot Number7
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group1
Census Block1010
Census Tract1403

Owner

1808 Cottage Ave is owned and occupied by two individuals who acquired it in July 2025.

Source: McLean County records, as of April 8, 2026

Owner of Record2 Individual Names on File
Mailing Address1808 COTTAGE AVE, BLOOMINGTON, IL 61701-1417
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2017 · Amount on File
Deed SaleApr 26, 2017 · Amount on File
Prior SaleJul 22, 2008 · Amount on File
Deed Document Number20177047
Last Transfer DateJul 30, 2025
Transfer Doc0000011491
Record UpdatedOct 29, 2026

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateApr 26, 2017
Property Address1808 COTTAGE AVE, BLOOMINGTON, IL 61701-1417
Document Number201700007047
Map ReferenceDOC90-17279
Instrument DateApr 20, 2017
Instrument2017-00007047
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyFRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$168.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1808 COTTAGE AVE, BLOOMINGTON, IL 61701-1417

Mortgage

Document Number201700007048
DateApr 26, 2017
Instrument2017-00007048
Lender
NameMORTGAGE SERVICES III LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$59,962 Land $10,400 Building $49,562$179,886 Land $31,200 Building $148,686
2024$3,781.00 (+3.53%)
2023$3,652.00$49,107 Land $8,517 Building $40,590$147,321 Land $25,551 Building $121,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1808 Cottage Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1808 Cottage Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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