St. Charles County property record for 221 White Pine Ct, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,290 sqft · built 1985 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,297 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A850001005 |
| Primary APN | A850001005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,290 sqft Living Area |
| Gross Area | 4,020 sqft |
| 1st Floor Area | 1,790 sqft |
| Basement Area | 1,790 sqft |
| Finished Basement | 1,500 sqft |
| Unfinished Basement | 290 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | Deck Area |
| Patio Area | 381 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A850001005 |
|---|---|
| Street Address | 221 WHITE PINE CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-7271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIMBERWOOD TRLS #6 LOT 768 |
| Legal Subdivision | TIMBERWOOD TRAILS #6 |
| Legal Lot Number | 768 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 311114 |
Source: St. Charles County records · APN A850001005
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 221 WHITE PINE CT, SAINT CHARLES, MO 63304-7271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LINDELL BANK AND TRUST COMPANY |
| Apr 30, 2024 | Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA |
| Oct 02, 2020 | Deed of Trust, Mortgage COMMERCE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2024 |
| Deed Sale | Oct 31, 2024 |
| Prior Sale | Nov 23, 2016 · Amount on Record |
| Deed Document Number | 202445626 |
| Prior Transfer Date | Mar 30, 2015 |
| Prior Transfer Doc | 0063300129 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 16, 2026 |
| Property Address | 221 WHITE PINE CT, SAINT CHARLES, MO 63304-7271 |
| Document Number | 0000017625 |
| Instrument Date | Apr 09, 2026 |
| Instrument | 202617625 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 221 WHITE PINE CT, SAINT CHARLES, MO 63304-7271 |
| Document Number | 0000017625, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 202617625 |
| Name | LINDELL BANK AND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 221 WHITE PINE CT, SAINT CHARLES, MO 63304-7271 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 221 WHITE PINE CT, SAINT CHARLES, MO 63304-7271 |
| Document Number | 0000016299 |
|---|---|
| Date | Apr 30, 2024 |
| Instrument | 2024R-016299 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 28, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 221 WHITE PINE CT, SAINT CHARLES, MO 63304-7271 |
| Document Number | 0000077283 |
| Instrument Date | Oct 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 221 WHITE PINE CT ST CHARLES MO 633047271, ST CHARLES, MO 63304-7271 |
| Document Number | 0000077283 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 77283 |
| Name | COMMERCE BK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Oct 12, 2025 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72,473 (-) | $381,439 (-) Land $70,000 Building $311,439 | |
| 2025 | $4,297.00 (+11.96%) | $72,473 (+12.76%) | $381,439 (+12.76%) Land $70,000 Building $311,439 |
| 2024 | $3,838.00 (+10.83%) | ||
| 2023 | $64,270 (+19.3%) | ||
| 2022 | $3,463.00 | $53,872 | $338,264 (+19.3%) Land $70,000 Building $268,264 |
| 2021 | $283,538 Land $70,000 Building $213,538 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile USA, Wisper ISP.
Based on FCC filings for 234 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures