216 White Pine Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 216 White Pine Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,745 sqft · built 1984
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Apr 2017)
Tax Bill	$4,337 (2025)
Deeds & Mortgages	Oct 2022 Sale Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A850001002`

Property Details

APN / Parcel Number

Primary APN	`A850001002`
Alternative APN	`3-0112-5688-00-0765.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,745 sqft Living Area
Gross Area	3,904 sqft
1st Floor Area	1,980 sqft
Basement Area	900 sqft
Finished Basement	765 sqft
Unfinished Basement	135 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	1,024 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	124 sqft
Deck Area	Deck Area
Patio Area	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A850001002
Street Address	216 WHITE PINE CT
City	SAINT CHARLES
State	MO
Zip	63304-7271
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERWOOD TRLS #6 LOT 765
Legal Subdivision	TIMBERWOOD TRAILS #6
Legal Lot Number	765
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2018
Census Tract	311114

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	216 WHITE PINE CT, SAINT CHARLES, MO 63304-7271
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Beneficiary Deed, Transfer
Oct 9, 2020	Deed of Trust, Mortgage COMMUNITY MTG
Apr 7, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU OF BELOIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2017 · Amount on Record
Deed Sale	Apr 7, 2017 · Amount on Record
Prior Sale	Oct 14, 2014 · Amount on Record
Deed Document Number	2017208540
Deed Book / Page	6724 / 594
Last Transfer Date	Sep 28, 2022
Transfer Doc	0000057539
Record Updated	Sep 20, 2026

October 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 20, 2022
Property Address	216 WHITE PINE CT, SAINT CHARLES, MO 63304-7271
Document Number	0000057539
Map Reference	MB 23 PG 64
Instrument Date	Sep 28, 2022
Instrument	2022R-057539
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 WHITE PINE CT, 216, SAINT CHARLES, MO 63304-7271

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	216 WHITE PINE CT, SAINT CHARLES, MO 63304-7271

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	216 WHITE PINE CT, SAINT CHARLES, MO 63304-7271
Document Number	0000078241
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	216 WHITE PINE CT ST PETERS MO 633047271, ST PETERS, MO 63304-7271

Mortgage

Document Number	0000078241
Date	Oct 15, 2020
Instrument	78241

Lender

Name	COMMUNITY MTG
Type	Mortgage Company
Address	INDEPENDENCE, MO 64055

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 14, 2035

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 7, 2017
Property Address	216 WHITE PINE CT, SAINT CHARLES, MO 63304-7271
Document Number	0067240594
Book / Page	6724 / 0594
Map Reference	MB 23 PG 64
Instrument Date	Apr 3, 2017
Instrument	20170407000208540
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10205 GREENBRIER RD APT 115, 10205, MINNETONKA, MN 55305-3422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 WHITE PINE CT, SAINT CHARLES, MO 63304-7271

Mortgage

Document Number	20170407000208550
Date	Apr 7, 2017
Instrument	20170407000208550

Lender

Name	FIRST COMMUNITY CU OF BELOIT
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2032

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,142 (-)	$384,955 (-) Land $70,000 Building $314,955
2025	$4,337.00 (+7.06%)	$73,142 (+7.78%)	$384,955 (+7.78%) Land $70,000 Building $314,955
2024	$4,051.00
2023		$67,861
2022			$357,161 Land $70,000 Building $287,161

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Wisper ISP.

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