209 White Pine Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 209 White Pine Ct, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,712 sqft · built 1984
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on Record
Last Sale$305,000 (Jun 2016)
Tax Bill$4,333 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNA850001008

Property Details

APN / Parcel Number

Primary APNA850001008
Alternative APN
  • 3-0112-5688-00-0771.0000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,712 sqft Living Area
Gross Area4,024 sqft
1st Floor Area2,040 sqft
Basement Area960 sqft
Finished Basement672 sqft
Unfinished Basement288 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)
Garage TypeAttached
Garage Area1,024 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area163 sqft
Deck AreaDeck Area
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA850001008
Street Address209 WHITE PINE CT
CitySAINT CHARLES
StateMO
Zip63304-7271
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTIMBERWOOD TRLS #6 LOT 771
Legal SubdivisionTIMBERWOOD TRAILS #6
Legal Lot Number771
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group2
Census Block2018
Census Tract311114

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address209 WHITE PINE CT, SAINT CHARLES, MO 63304-7271
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 21, 2016 · Amount on Record
Deed SaleJun 21, 2016 · Amount on Record
Prior SaleJun 11, 2013 · Amount on Record
Deed Document Number2016383870
Deed Book / Page6560 / 430
Prior Transfer DateSep 4, 2013
Prior Transfer Doc0060910592
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address209 WHITE PINE CT, SAINT CHARLES, MO 63304-7271
Transaction TypeMortgage
Record UpdatedOct 19, 2021
Title CompanyINVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 WHITE PINE CT, SAINT CHARLES, MO 63304-7271

Mortgage

Document Number2021R083317
DateOct 6, 2021
Instrument2021R-083317
Lender
NameSTIFEL BANK & TRUST
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2041

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$73,086 (-)$384,665 (-) Land $70,000 Building $314,665
2025$4,333.00 (+7.25%)$73,086 (+8%)$384,665 (+8%) Land $70,000 Building $314,665
2024$4,040.00
2023$67,674
2022$356,178 Land $70,000 Building $286,178

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1993)
Most Recent ClaimJul 1993 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile, Wisper ISP.

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