221 White Bluff Dr, Guyton, GA 31312 Property Records

Effingham County property record for 221 White Bluff Dr, Guyton, GA 31312 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,706 sqft · built 2001
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$123,000 (Sep 2011)
Tax Bill	$2,106 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0436C-016-000`

Property Details

APN / Parcel Number

Primary APN	`0436C-016-000`
Alternative APNs	`0092L016000` `0436C016` `16566`

Interior

Full Baths	2 Baths
Building Area	1,706 sqft Heated Area
Stories	1 Story
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Garage Area	726 sqft Garage

Exterior Amenities

Deck Area	384 sqft Deck
Patio Area	384 sqft Patio
Porch	Slab
Porch Area	150 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16566
Street Address	221 WHITE BLUFF DR
City	GUYTON
State	GA
Zip	31312-6575
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.59 AC LOT 16
Legal Subdivision	WHITE BLUFF
Legal Phase	3
Legal Block	III
Legal Lot Number	16
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	3
Census Block	3002
Census Tract	30301

Owner

Source: Effingham County records · APN 0436C-016-000

Assessment roll updated December 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	221 WHITE BLUFF DR, GUYTON, GA 31312-6575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 06, 2011 · Amount on Record
Deed Sale	Sep 06, 2011 · Amount on Record
Prior Sale	Jul 29, 2011 · Amount on Record
Deed Document Number	20111752
Deed Book / Page	2037 / 99
Transfer Doc	001259/144
Record Updated	Jun 08, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	221 WHITE BLUFF DR, GUYTON, GA 31312-6575
Transaction Type	Mortgage
Record Updated	Aug 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002391/359
Date	Feb 23, 2017
Book Page	2391/359
Instrument	001501

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2047

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,106.00 (+10.09%) Homeowner's exemption	$126,151 (+2.35%) Land $22,800 Building $103,351	$315,378 (+2.35%) Land $57,000 Building $258,378
2024	$1,913.00 (-5.72%) Homeowner's exemption	$123,250 (+46.48%) Land $22,800 Building $100,450	$308,125 (+46.48%) Land $57,000 Building $251,125
2022	$2,029.00 Homeowner's exemption	$84,144 Land $16,000 Building $68,144	$210,359 Land $40,000 Building $170,359

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Georgia
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.