Effingham County property record for 225 White Bluff Dr, Guyton, GA 31312 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,439 sqft Heated Area |
| Lot Size | 22,216 sqft (0.51 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $161,000 (2017) |
| Tax Bill | $3,933.00 (2025) |
| Primary APN | 0436C-018-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,439 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Shed Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Area | 462 sqft Garage |
| Deck Area | 120 sqft Deck |
|---|---|
| Patio Area | 120 sqft Patio |
| Porch | Open Porch |
| Porch Area | 76 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 16568 |
|---|---|
| Old Parcel Number | 0436C018 |
| Street Address | 225 WHITE BLUFF DR |
| City | GUYTON |
| State | GA |
| Zip | 31312-6575 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .51 AC LOT 18 |
| Legal Subdivision | WHITE BLUFF |
| Legal Phase | 3 |
| Legal Block | 3 |
| Legal Lot Number | 18 |
| Jurisdiction | EFFINGHAM GA |
| Minor Civil Division | RINCON |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 30301 |
Source: Effingham County records · APN 0436C-018-000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 225 WHITE BLUFF DR, GUYTON, GA 31312-6575 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES |
| Mar 21, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MAGNOLIA BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 21, 2017 · Amount on Record |
| Deed Sale | Mar 21, 2017 · Amount on Record |
| Prior Sale | Apr 06, 2005 · Amount on Record |
| Deed Doc Number | 0002396335 |
| Deed Book / Page | 2396 / 335 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 225 WHITE BLUFF DR, GUYTON, GA 31312-6575 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 225 WHITE BLUFF DR, GUYTON, GA 31312-6575 |
| Document Number | 0000002686/0000000710 |
|---|---|
| Date | May 06, 2021 |
| Book Page | 0000002686/0000000710 |
| Instrument | 005459 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Mar 21, 2017 |
| Property Address | 225 WHITE BLUFF DR, GUYTON, GA 31312-6575 |
| Document Number | 002396/335 |
| Book / Page | 2396 / 335 |
| Instrument Date | Mar 21, 2017 |
| Instrument | 2017-000699 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 225 WHITE BLUFF DR, GUYTON, GA 31312-6575 |
| Investor | Possibly a Property Investor |
| Document Number | 002396/338 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 2396/338 |
| Instrument | 002437 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2047 |
Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,933.00 (+11.54%) | $116,051 (+4.23%) Land $22,800 Building $93,251 | $290,128 (+4.23%) Land $57,000 Building $233,128 |
| 2024 | $3,526.00 (+42.64%) | $111,338 (+50.57%) Land $22,800 Building $88,538 | $278,344 (+50.57%) Land $57,000 Building $221,344 |
| 2022 | $2,472.00 | $73,946 Land $16,000 Building $57,946 | $184,865 Land $40,000 Building $144,865 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 6% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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