216 White Bluff Dr, Guyton, GA 31312 Property Records

Effingham County property record for 216 White Bluff Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,356 sqft · built 2001
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$174,900 (Sep 2019)
Tax Bill	$3,844 (2025)
Deeds & Mortgages	May 2022 Second Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0436C-036-000`

Property Details

APN / Parcel Number

Primary APN	`0436C-036-000`
Alternative APNs	`0092L036000` `0436C036` `16586`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,356 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	28,314 sqft (0.65 acres)
Garage Area	441 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	104 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16586
Old Parcel Number	0436C036
Street Address	216 WHITE BLUFF DR
City	GUYTON
State	GA
Zip	31312-6567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.65 AC LOT 36
Legal Subdivision	WHITE BLUFF
Legal Block	III
Legal Lot Number	36
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	3
Census Block	3001
Census Tract	30301

Owner

Source: Effingham County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	216 WHITE BLUFF DR, GUYTON, GA 31312-6567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKEVIEW COMMUNITY CAPITAL
Oct 15, 2025	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING
Jun 29, 2023	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING
Sep 26, 2019	Warranty Deed, Transfer · FHA Mortgage JP MORGAN CHASE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2019 · Amount on Record
Deed Sale	Sep 26, 2019 · Amount on Record
Prior Sale	Apr 24, 2006 · Amount on Record
Deed Document Number	0002548165
Deed Book / Page	2548 / 165
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	216 WHITE BLUFF DR, GUYTON, GA 31312-6567
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 WHITE BLUFF DR, GUYTON, GA 31312-6567

Mortgage

Document Number	0000002785/0000000191
Date	May 20, 2022
Book Page	0000002785/0000000191
Instrument	005173

Lender

Name	LAKEVIEW COMMUNITY CAPITAL

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	216 WHITE BLUFF DR, GUYTON, GA 31312-6567
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 WHITE BLUFF DR, GUYTON, GA 31312-6567

Mortgage

Document Number	0000003001/0000000475
Date	Oct 15, 2025
Book Page	0000003001/0000000475
Instrument	D2025008099

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	216 WHITE BLUFF DR, GUYTON, GA 31312-6567
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 WHITE BLUFF DR, GUYTON, GA 31312-6567

Mortgage

Document Number	0000002857/0000000200
Date	Jun 29, 2023
Book Page	0000002857/0000000200
Instrument	005358

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 26, 2019
Property Address	216 WHITE BLUFF DR, GUYTON, GA 31312-6567
Document Number	002548/165
Book / Page	2548 / 165
Instrument Date	Sep 26, 2019
Instrument	2019-002576
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 WHITE BLUFF DR, GUYTON, GA 31312-6567

Mortgage

Document Number	0000002548/0000000166
Date	Sep 30, 2019
Book Page	0000002548/0000000166
Instrument	008177

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,844.00 (+12.04%)	$113,184 (+4.83%) Land $22,800 Building $90,384	$282,959 (+4.83%) Land $57,000 Building $225,959
2024	$3,431.00 (+44.4%)	$107,972 (+52.95%) Land $22,800 Building $85,172	$269,931 (+52.95%) Land $57,000 Building $212,931
2022	$2,376.00	$70,595 Land $16,000 Building $54,595	$176,488 Land $40,000 Building $136,488

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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