221 Sweet Tea Ln, Freeport, FL 32439 Property Records

Walton County property record for 221 Sweet Tea Ln, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,500 sqft · built 2019
Lot Size	0.258 acres (11,238 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Sep 2026)
Tax Bill	$5,370 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23211-000-0420`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23211-000-0420`
Alternative APN	`18-119-23211-000-0420`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,500 sqft Living Area
Gross Area	3,166 sqft
1st Floor Area	2,500 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	221 SWEET TEA LN
City	FREEPORT
State	FL
Zip	32439-7651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 42 SWEETWATER AT HAMMOCK BAY PB 21-42 OR 3094-2523 OR 3119-2252 OR 3257-172
Legal Range	019
Legal Township	01S
Legal Section	18
Legal Subdivision	HAMMOCK BAY
Legal Block	4
Legal Lot Number	42
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2065
Census Tract	950502

Owner

221 Sweet Tea Ln is owned by two individuals who bought it in September 2026.

Source: Walton County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	717 RIVERWALK CIR, FREEPORT, FL 32439-4261
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Jun 21, 2022	Warranty Deed, Transfer MITCHELL LAND AND TITLE, MITCHELL LAND & TITLE INC
Oct 1, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage SHELTER MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2026 · Amount on File
Deed Sale	Sep 3, 2026 · Amount on File
Prior Sale	Jun 21, 2022 · Amount on File
Deed Document Number	202636633
Deed Book / Page	3411 / 3497
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 3, 2026
Property Address	221 SWEET TEA LN, FREEPORT, FL 32439-7651
Document Number	0000036633
Book / Page	3411 / 3497
Instrument Date	Sep 3, 2026
Instrument	202636633
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	EMERALD COAST TITLE INC, EMERALD COAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385,315.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 RIVERWALK CIR, FREEPORT, FL 32439-4261

Mortgage

Document Number	0000036634,
Date	Sep 3, 2026
Instrument	202636634

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	221 SWEET TEA LN, FREEPORT, FL 32439-7651
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 SWEET TEA LN, FREEPORT, FL 32439-7651

Mortgage

Document Number	0032411782
Date	Mar 2, 2022
Book Page	3241/1782
Instrument	20220009985

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 21, 2022
Property Address	221 SWEET TEA LN, FREEPORT, FL 32439-7651
Document Number	0032570172
Book / Page	3257 / 172
Map Reference	MB 21 PG 42&43
Instrument Date	Jun 21, 2022
Instrument	20220028883
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	MITCHELL LAND AND TITLE, MITCHELL LAND & TITLE INC

Transaction

Amount	Amount on Record
Tax	$3,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 SWEET TEA LN, FREEPORT, FL 32439-7651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 SWEET TEA LN, FREEPORT, FL 32439-7651

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Oct 1, 2019
Property Address	221 SWEET TEA LN, FREEPORT, FL 32439-7651
Document Number	0031192552
Book / Page	003119 / 002552
Instrument Date	Sep 27, 2019
Instrument	33845
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 25, 2019
Title Company	HB TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,216.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	221 SWEET TEA LN FREEPORT FL 324397651, FREEPORT, FL 32439-7651

Mortgage

Document Number	31192254
Date	Oct 1, 2019
Book Page	003119/002254
Instrument	33846

Lender

Name	SHELTER MTG
Type	Mortgage Company
Address	BROWN DEER, WI 53209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 221 Sweet Tea Ln was $5,370, down 1.2% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,370.00 (-1.18%)	$464,580 Land $57,750 Building $406,830	$464,580 Land $57,750 Building $406,830
2024	$5,434.00 (+3.52%)
2023	$5,249.00 (+13.34%) Homeowner's exemption	$438,401 (+10.15%) Land $57,750 Building $380,651	$438,401 (+10.15%) Land $57,750 Building $380,651
2022	$4,631.00 Homeowner's exemption	$398,021 Land $64,102 Building $333,919	$398,021 Land $64,102 Building $333,919

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Sweet Tea Ln in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Sweet Tea Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, Cox Communications, Verizon.

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