189 Sweet Tea Ln, Freeport, FL 32439 Property Records

Walton County property record for 189 Sweet Tea Ln, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,909 sqft · built 2019
Lot Size	0.453 acres (19,776 sqft)
Owner	Individual Name on File
Last Sale	$376,200 (Oct 2019)
Tax Bill	$4,159 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23211-000-0440`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23211-000-0440`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,909 sqft Living Area
Gross Area	3,793 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2019
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,776 sqft (0.453 acres)
Lot Dimensions	22 ft deep x 12.9 ft wide
Garage Type	Finished
Garage Area	462 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	189 SWEET TEA LN
City	FREEPORT
State	FL
Zip	32439-7648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 SWEETWATER AT HAMMOCK BAY PB 21-42 OR 3094-2523 OR 3119-3451
Legal Range	19W
Legal Township	01S
Legal Section	18
Legal Subdivision	SWEETWATER/HAMMOCK BAY
Legal Lot Number	44
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2065
Census Tract	950502

Owner

189 Sweet Tea Ln is owned and occupied by an individual who bought it in October 2019.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	189 SWEET TEA LN, FREEPORT, FL 32439-7648
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage SHELTER MORTGAGE COMPANY LLC
Oct 2, 2019	Deed, Subdivision Related Transfer · Conventional Mortgage SHELTER MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2019 · Amount on File
Deed Sale	Oct 2, 2019 · Amount on File
Deed Document Number	20190034102
Deed Book / Page	3119 / 3451
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	189 SWEET TEA LN, FREEPORT, FL 32439-7648
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 SWEET TEA LN, FREEPORT, FL 32439-7648

Mortgage

Document Number	0031834244
Date	Feb 19, 2021
Book Page	3183/4244
Instrument	20210007866

Lender

Name	SHELTER MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	MILWAUKEE, WI 53209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

October 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	WALTON FL
Recording Date	Oct 2, 2019
Property Address	189 SWEET TEA LN, FREEPORT, FL 32439-7648
Document Number	0031193451
Book / Page	3119 / 3451
Map Reference	MB 21 PG 42&43
Instrument Date	Sep 30, 2019
Instrument	20190034102
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	HB TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,633.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, 2293, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	189 SWEET TEA LN, FREEPORT, FL 32439-7648

Mortgage

Document Number	0031193453
Date	Oct 2, 2019
Instrument	3119/3453

Lender

Name	SHELTER MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$546,764 Land $57,750 Building $489,014	$546,764 Land $57,750 Building $489,014
2024	$4,159.00 (+3.64%)
2023	$4,013.00 (+5.36%) Homeowner's exemption	$515,307 (+10.7%) Land $57,750 Building $457,557	$515,307 (+10.7%) Land $57,750 Building $457,557
2022	$3,809.00 Homeowner's exemption	$465,484 Land $64,102 Building $401,382	$465,484 Land $64,102 Building $401,382

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 189 Sweet Tea Ln in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Sweet Tea Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, Cox Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sweet Tea Ln

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