174 Sweet Tea Ln, Freeport, FL 32439 Property Records

Walton County property record for 174 Sweet Tea Ln, Freeport, FL 32439 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,489 sqft · built 2019
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Last Sale	$398,300 (Oct 2019)
Tax Bill	$75 (2024)
Deeds & Mortgages	May 2021 Mortgage Jun 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23211-000-0120`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23211-000-0120`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,489 sqft Living Area
Gross Area	4,265 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2019
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	15.1 ft deep x 6.6 ft wide
Garage Type	Finished
Garage Area	429 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	174 SWEET TEA LN
City	FREEPORT
State	FL
Zip	32439-7648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 SWEETWATER AT HAMMOCK BAY PB 21-42 OR 3094-2523 OR 3122-1794
Legal Range	19W
Legal Township	01S
Legal Section	18
Legal Subdivision	SWEETWATER/HAMMOCK BAY
Legal Lot Number	12
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2065
Census Tract	950502

Owner

Source: Walton County records · APN 18-1S-19-23211-000-0120

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	174 SWEET TEA LN, FREEPORT, FL 32439-7648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK
Jun 13, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jul 07, 2020	Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAP
Oct 29, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage SHELTER MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Deed Document Number	20190037671
Deed Book / Page	3122 / 1794
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	174 SWEET TEA LN, FREEPORT, FL 32439-7648
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 SWEET TEA LN, FREEPORT, FL 32439-7648

Mortgage

Document Number	0032001459
Date	May 28, 2021
Book Page	3200/1459
Instrument	20210027140

Lender

Name	UNITED TRUST BANK
Type	Bank
Address	PALOS HEIGHTS, IL 60463

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	174 SWEET TEA LN, FREEPORT, FL 32439-7648
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 SWEET TEA LN, FREEPORT, FL 32439-7648

Mortgage

Document Number	0033272708
Date	Jun 13, 2024
Book Page	3327/2708
Instrument	20240020975

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 01, 2044

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	174 SWEET TEA LN, FREEPORT, FL 32439-7648
Document Number	0031503603
Instrument Date	Jul 07, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	174 SWEET TEA LN FREEPORT FL 324397648, FREEPORT, FL 32439-7648

Mortgage

Document Number	0031503603
Date	Jul 17, 2020
Book Page	003150/003603
Instrument	25507

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 29, 2019
Property Address	174 SWEET TEA LN, FREEPORT, FL 32439-7648
Document Number	0031221794
Book / Page	3122 / 1794
Map Reference	MB 21 PG 42&43
Instrument Date	Oct 25, 2019
Instrument	20190037671
Transaction Type	Subdivision Related Transfer
Record Updated	May 02, 2022
Title Company	HB TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,788.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, 2293, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 SWEET TEA LN, FREEPORT, FL 32439-7648

Mortgage

Document Number	0031221796
Date	Oct 29, 2019
Instrument	3122/1796

Lender

Name	SHELTER MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$592,762 (+6.18%) Land $57,750 Building $535,012	$592,762 (+6.18%) Land $57,750 Building $535,012
2024	$75.00
2023	$75.00 Homeowner's exemption	$558,248 (+10.97%) Land $57,750 Building $500,498	$558,248 (+10.97%) Land $57,750 Building $500,498
2022	$75.00 Homeowner's exemption	$503,067 Land $64,102 Building $438,965	$503,067 Land $64,102 Building $438,965

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 296 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020, other causes, Hurricane Sally
Claims By Storm	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 26% of Florida
Wildfire Likelihood	About 1 in 806 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 271 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	1,000 / 1,000
Wildstar Networks	Fixed Wireless	200 / 50

May also be available at this address: Verizon, Cox Communications, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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