221 S Wall St, Covington, OH 45318 Property Records

Miami County property record for 221 S Wall St, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 1920
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,000 (May 2014)
Tax Bill	$1,780 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H19-002740`

Property Details

APN / Parcel Number

Primary APN	`H19-002740`
Alternative APNs	`080529.3-17-003-00` `H19SH011 00300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,552 sqft Living Area
1st Floor Area	1,808 sqft
Upper Floors Area	648 sqft
Basement Area	324 sqft
Unfinished Basement	324 sqft
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	126 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	656 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	270 sqft
Patio Area	80 sqft
Canopy	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	221 S WALL ST
City	COVINGTON
State	OH
Zip	45318-1556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 168 39 N PT IN LOT 169 3 S SIDE
Legal Lot Number	168
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2055
Census Tract	325000

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 S WALL ST, COVINGTON, OH 45318-1556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2014 · Amount on Record
Deed Sale	May 9, 2014 · Amount on Record
Prior Sale	Nov 6, 2008
Deed Document Number	2014OR-04990
Last Transfer Date	Feb 4, 2020
Transfer Doc	0000001979
Record Updated	Oct 29, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 12, 2020
Property Address	221 S WALL ST, COVINGTON, OH 45318-1556
Document Number	0000001979
Instrument Date	Feb 4, 2020
Instrument	1979
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 S WALL ST COVINGTON OH 453181556, COVINGTON, OH 45318-1556

Mortgage

Document Number	1980
Date	Feb 12, 2020
Instrument	1980

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	GREENVILLE, OH 45331

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2050

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,780.00 (+4.58%) Homeowner's exemption	$58,940 (+29.71%) Land $7,280 Building $51,660	$168,400 (+29.74%) Land $20,800 Building $147,600
2024	$1,702.00 (+3.84%) Homeowner's exemption	$45,440 (-) Land $7,880 Building $37,560
2023	$1,639.00 (-3.42%) Homeowner's exemption	$45,440 (-) Land $7,880 Building $37,560	$129,800 (-) Land $22,500 Building $107,300
2022	$1,697.00 Homeowner's exemption	$45,440 Land $7,880 Building $37,560	$129,800 Land $22,500 Building $107,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Wall St

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