215 S Wall St, Covington, OH 45318 Property Records

Miami County property record for 215 S Wall St, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,840 sqft · built 1900
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Tax Bill	$972 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H19-002750`

Property Details

APN / Parcel Number

Primary APN	`H19-002750`
Alternative APNs	`080529.3-17-004-00` `H19SH011 00400`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,840 sqft Living Area
1st Floor Area	2,192 sqft
Upper Floors Area	744 sqft
Basement Area	372 sqft
Unfinished Basement	372 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	126 ft deep x 49 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	215 S WALL ST
City	COVINGTON
State	OH
Zip	45318-1556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 169 49 CEN PT
Legal Lot Number	169
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2055
Census Tract	325000

Owner

Source: Miami County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	215 S WALL ST, COVINGTON, OH 45318-1556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Deed of Trust, Mortgage · Line of Credit BOARD/MIAMI CNTY COMMISSIONERS
Jul 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage COVINGTON S&L ASSN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	215 S WALL ST, COVINGTON, OH 45318-1556
Document Number	0000011339
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 S WALL ST COVINGTON OH 453181556, COVINGTON, OH 45318-1556

Mortgage

Document Number	0000011339
Date	Sep 27, 2019
Instrument	11339

Lender

Name	BOARD/MIAMI CNTY COMMISSIONERS

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	215 S WALL ST, COVINGTON, OH 45318-1556
Document Number	0000009155
Instrument Date	Jul 14, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 S WALL ST COVINGTON OH 453181556, COVINGTON, OH 45318-1556

Mortgage

Document Number	0000009155
Date	Jul 30, 2018
Instrument	9155

Lender

Name	COVINGTON S&L ASSN
Type	Federal Savings Bank
Address	117 N HIGH ST, COVINGTON, OH 45318-1307

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 29, 2028

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$972.00 (-11.07%) Homeowner's exemption	$53,730 (+38.52%) Land $8,470 Building $45,260	$153,500 (+38.54%) Land $24,200 Building $129,300
2024	$1,093.00 (+1.67%) Homeowner's exemption	$38,790 (-) Land $9,210 Building $29,580
2023	$1,075.00 (-4.7%) Homeowner's exemption	$38,790 (-) Land $9,210 Building $29,580	$110,800 (-) Land $26,300 Building $84,500
2022	$1,128.00 Homeowner's exemption	$38,790 Land $9,210 Building $29,580	$110,800 Land $26,300 Building $84,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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