203 S Wall St, Covington, OH 45318 Property Records

Miami County property record for 203 S Wall St, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,590 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Tax Bill	$1,260 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Dec 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`H19-002760`

Property Details

APN / Parcel Number

Primary APN	`H19-002760`
Alternative APNs	`080529.3-17-005-00` `H19SH011 00500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,590 sqft Living Area
1st Floor Area	1,142 sqft
2nd Floor Area	448 sqft
Upper Floors Area	448 sqft
Basement Area	224 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	126 ft deep x 46 ft wide
Garage Type	Detached
Garage Area	280 sqft
Porch	Open Porch
Porch Area	192 sqft
Patio Area	328 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	H19SH011 00500
Street Address	203 S WALL ST
City	COVINGTON
State	OH
Zip	45318-1556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 169 46.6 N SIDE
Legal Lot Number	169 46
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2055
Census Tract	325000

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	203 S WALL ST, COVINGTON, OH 45318-1556
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Line of Credit MINSTER BANK
Dec 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Nov 15, 2010 · Amount on Record
Last Transfer Date	Dec 14, 2017
Transfer Doc	0000015492
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	203 S WALL ST, COVINGTON, OH 45318-1556
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8595 W COVINGTON GETTYSBURG RD, COVINGTON, OH 45318-9701

Mortgage

Document Number	0000001727
Date	Feb 1, 2021
Instrument	2021OR-01727

Lender

Name	MINSTER BANK
Type	Bank
Address	TROY, OH 45373

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 20, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Dec 14, 2017
Property Address	203 S WALL ST, COVINGTON, OH 45318-1556
Document Number	0000015492
Instrument Date	Oct 10, 2017
Instrument	15492
Transaction Type	Transfer
Record Updated	Jan 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8595 W COVINGTON GETTYSBURG RD COVINGTON OH 453189701, COVINGTON, OH 45318-9701

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,260.00 (+24.02%)	$37,740 (+42.2%) Land $7,950 Building $29,790	$107,800 (+42.22%) Land $22,700 Building $85,100
2024	$1,016.00 (+3.78%)	$26,540 (-) Land $8,650 Building $17,890
2023	$979.00 (-3.45%)	$26,540 (-) Land $8,650 Building $17,890	$75,800 (-) Land $24,700 Building $51,100
2022	$1,014.00	$26,540 Land $8,650 Building $17,890	$75,800 Land $24,700 Building $51,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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