221 S Spruce St, Montebello, CA 90640 Property Records

Los Angeles County property record for 221 S Spruce St, Montebello, CA 90640

Property Summary

Property Type	Duplex
Details	7 bd · 3 ba · 3,316 sqft · built 1913
Lot Size	0.175 acres (7,635 sqft)
Owner	2 Trust Names on File
Tax Bill	$7,991 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6350-009-019`

Property Details

APN / Parcel Number

Primary APN	`6350-009-019`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	1 Story
Building Area	3,316 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,635 sqft (0.175 acres)
Lot Dimensions	140 ft deep x 55 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	221 S SPRUCE ST
City	MONTEBELLO
State	CA
Zip	90640-5136
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MNR3YY
Legal Description	TRACT NO 1816 LOT 20 AND SW 5 FT OF LOT 21
Legal Subdivision	1816
Legal Tract	1816
Legal Block	3
Legal Lot Number	20,21
Jurisdiction	LOS ANGELES CA
Township / Civil Division	SOUTHWEST SAN GABRIEL VALLEY
Census Block Group	3
Census Block	3005
Census Tract	532101

Owner

221 S Spruce St, a duplex, is owner-occupied and held in a trust since August 2016.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	221 1/2 S SPRUCE ST, MONTEBELLO, CA 90640-5136
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 27, 2016
Transfer Doc	0001028179
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	221 S SPRUCE ST, MONTEBELLO, CA 90640-5136
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001279814
Date	Nov 7, 2017
Instrument	17-1279814

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	221 S SPRUCE ST, MONTEBELLO, CA 90640-5136
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 S SPRUCE ST, MONTEBELLO, CA 90640-5136

Mortgage

Document Number	0001439984
Date	Nov 12, 2020
Instrument	20-1439984

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 221 S Spruce St was $7,991 with a homeowner's exemption, up 6.4% from the year before.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Montebello City
Unified School District	Montebello Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$473,485 (+2%) Land $75,651 Building $397,834
2025	$7,991.00 (+6.43%) Homeowner's exemption	$464,218 Land $74,168 Building $390,050
2024	$7,508.00 (+0.52%)
2023	$7,469.00 (+3.43%) Homeowner's exemption	$446,193 Land $71,289 Building $374,904
2022	$7,221.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 221 S Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 221 S Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEBELLO LAND & WATER CO. private · serves 26,554 people · EPA ID CA1910091
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Sonic Telecom, T-Mobile, Verizon.

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