Shiawassee County property record for 221 S Chipman St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 906 sqft · built 1885 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $63,800 (Mar 2023) |
| Tax Bill | $2,419 (2025) |
| Deeds & Mortgages | Mar 2023 Sale Mar 2023 Foreclosure + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-100-001-015-00 |
| Primary APN | 050-100-001-015-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 906 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Basement Area | 648 sqft |
| Unfinished Basement | 648 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Area | 208 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 221 S CHIPMAN ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 12 LOT 15 BLK A (EX N 3 12') MARY A CHIPMANS ADD |
| Legal Subdivision | CHIPMANS ADD |
| Legal Block | A |
| Legal Lot Number | 15 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 30600 |
221 S Chipman St is owned and occupied by an individual who bought it in March 2023.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3633 KARI ST, MANISTEE, MI 49660-9783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Mar 16, 2023 | Special Warranty Deed, Foreclosure |
| Dec 15, 2022 | Correction Deed |
| Dec 5, 2022 | Sheriff's Deed, Foreclosure |
| Sep 20, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Apr 27, 2020 | Warranty Deed, Transfer OTHER INSTITUTIONAL LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2023 · Amount on File |
| Deed Sale | Mar 30, 2023 · Amount on File |
| Prior Sale | Dec 5, 2022 · Amount on File |
| Deed Document Number | 20233369501 |
| Deed Book / Page | 1305 / 407 |
| Prior Transfer Date | Mar 21, 2023 |
| Prior Transfer Doc | 0013050407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Mar 30, 2023 |
| Property Address | 221 S CHIPMAN ST, OWOSSO, MI 48867-3327 |
| Document Number | 0013050407 |
| Book / Page | 1305 / 407 |
| Map Reference | LB 21 PG 632 |
| Instrument Date | Mar 21, 2023 |
| Instrument | 3369501 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8200 JONES BRANCH DR, MC LEAN, VA 22102-3107 |
| Name | Verified Name |
|---|---|
| Address | 3633 KARL STREET, MANISTEE, MI 49660-9783 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Mar 16, 2023 |
| Property Address | 221 S CHIPMAN ST, OWOSSO, MI 48867-3327 |
| Document Number | 0013050076 |
| Book / Page | 1305 / 76 |
| Map Reference | LB 21 PG 632 |
| Instrument Date | Mar 8, 2023 |
| Instrument | 3369170 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43456 MOUND RD STE 100, 100, STERLING HEIGHTS, MI 48314-2077 |
| Name | Verified Name |
|---|---|
| Address | 5000 PLANO PKWY, CARROLLTON, TX 75010-4900 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Dec 15, 2022 |
| Property Address | 221 S CHIPMAN ST, OWOSSO, MI 48867-3327 |
| Document Number | 0013020979 |
| Book / Page | 1302 / 979 |
| Map Reference | LB 21 PG 632 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 3367004 |
| Record Updated | Jan 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Dec 5, 2022 |
| Property Address | 221 S CHIPMAN ST, OWOSSO, MI 48867-3327 |
| Document Number | 0013020683 |
| Book / Page | 1302 / 683 |
| Map Reference | LB 21 PG 632 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 3366708 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 19, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 CORPORATE DR STE 360, 360, LAKE ZURICH, IL 60047-8945 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Sep 20, 2022 |
| Property Address | 221 S CHIPMAN ST, OWOSSO, MI 48867-3327 |
| Document Number | 0013000617 |
| Book / Page | 1300 / 617 |
| Map Reference | LB 21 PG 632 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 3364591 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6123 S MORRICE RD, 6123, OWOSSO, MI 48867-9722 |
| Name | Verified Name |
|---|---|
| Address | 221 S CHIPMAN ST, OWOSSO, MI 48867-3327 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Apr 27, 2020 |
| Property Address | 221 S CHIPMAN ST, OWOSSO, MI 48867-3327 |
| Document Number | 0012680504 |
| Book / Page | 001268 / 000504 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 3332146 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2020 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 S CHIPRMAN ST OWOSSO MI 48867, OWOSSO, MI 48867 |
| Document Number | 12680505 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 001268/000505 |
| Instrument | 3332147 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | STERLING HEIGHTS, MI 48314 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 26, 2050 |
The 2025 property tax bill for 221 S Chipman St was $2,419 with a homeowner's exemption, up 31.8% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,600 (+12.53%) | $95,200 (+12.53%) | |
| 2025 | $2,419.00 (+31.83%) Homeowner's exemption | $42,300 | $84,600 |
| 2024 | $1,835.00 | ||
| 2023 | $1,835.00 Homeowner's exemption | $34,900 | $69,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 221 S Chipman St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 221 S Chipman St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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