134 S Chipman St, Owosso, MI 48867 Property Records

Shiawassee County property record for 134 S Chipman St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$105,000 (Nov 2021)
Tax Bill$1,812 (2025)
Deeds & MortgagesNov 2021 Mortgage
Nov 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN050-113-014-008-00

Property Details

APN / Parcel Number

Primary APN050-113-014-008-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area990 sqft Living Area
1st Floor Area808 sqft
Basement Area604 sqft
Unfinished Basement604 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleCustom Design
Lot Area8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address134 S CHIPMAN ST
CityOWOSSO
StateMI
Zip48867-3326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 12 LOT 11 BLK 14 CITY ASSESSORS PLAT 3
Legal SubdivisionCITY ASSESSORS PLAT 3
Legal Block14
Legal Lot Number11
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group1
Census Block1017
Census Tract30400

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address134 S CHIPMAN ST, OWOSSO, MI 48867-3326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2021Deed of Trust, Mortgage · Second Mortgage (Down Payment)
MICHIGAN STATE HOUSING DEV AUTHORITY
Nov 12, 2021Warranty Deed, Transfer · FHA Mortgage
MORTGAGE 1 INC
Nov 19, 2021Warranty Deed, Transfer
Mar 5, 2019Quit Claim Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2021 · Amount on Record
Deed SaleNov 19, 2021 · Amount on Record
Prior SaleNov 12, 2021 · Amount on Record
Deed Document Number20213353699
Deed Book / Page1289 / 866
Prior Transfer DateJul 19, 2012
Prior Transfer Doc00117400645
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address134 S CHIPMAN ST, OWOSSO, MI 48867-3326
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address23858 M 52, OWOSSO, MI 48867

Mortgage

Document Number0012890578
DateNov 12, 2021
Book Page1289/578
Instrument3353411
Lender
NameMICHIGAN STATE HOUSING DEV AUTHORITY
TypeGovernment Agency
AddressLANSING, MI 48912
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateNov 12, 2021
Property Address134 S CHIPMAN ST, OWOSSO, MI 48867-3326
Document Number0012890576
Book / Page1289 / 576
Map ReferenceLB 1 PG 44
Instrument3353409
Transaction TypeTransfer
Record UpdatedNov 24, 2021

Transaction

AmountAmount Recorded
Tax$247.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1915 KING ST, 1915, OWOSSO, MI 48867-9518

Transferred To (Grantee/Buyer)

NameVerified Name
Address134 S CHIPMAN ST, OWOSSO, MI 48867-3326

Mortgage

Document Number0012890577
DateNov 12, 2021
Book Page1289/577
Instrument3353410
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateNov 19, 2021
Property Address134 S CHIPMAN ST, OWOSSO, MI 48867-3326
Document Number0012890866
Book / Page1289 / 866
Map ReferenceLB 1 PG 44
Instrument DateNov 10, 2021
Instrument3353699
Transaction TypeTransfer
Record UpdatedDec 13, 2021

Transaction

AmountAmount Recorded
Tax$787.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1345 S CHIPMAN ST, 1345, OWOSSO, MI 48867-4162

Transferred To (Grantee/Buyer)

NameVerified Name
Address2385 S M 52, OWOSSO, MI 48867-9232

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHIAWASSEE MI
Recording DateMar 5, 2019
Property Address134 S CHIPMAN ST, OWOSSO, MI 48867-3326
Document Number0012540522
Book / Page001254 / 000522
Instrument DateMar 1, 2019
Instrument3318031
Transaction TypeTransfer
Record UpdatedMar 20, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1915 KING ST OWOSSO MI 488679518, OWOSSO, MI 48867-9518

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$57,600 (+13.16%)$115,200 (+13.16%)
2025$1,812.00 (+4.92%) Homeowner's exemption$50,900 (+20.62%)$101,800 (+20.62%)
2024$1,727.00
2023$1,727.00 Homeowner's exemption$42,200$84,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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