309 S Chipman St, Owosso, MI 48867 Property Records

Shiawassee County property record for 309 S Chipman St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,321 sqft · built 1885
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on File
Last Sale$269,000 (Jul 2021)
Tax Bill$1,869 (2025)
Deeds & MortgagesJul 2021 Sale
Flood ZoneZone X (minimal risk)
APN050-100-002-004-00

Property Details

APN / Parcel Number

Primary APN050-100-002-004-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,321 sqft Living Area
1st Floor Area1,129 sqft

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1885
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address309 S CHIPMAN ST
CityOWOSSO
StateMI
Zip48867-3329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK B MARY A CHIPMANS ADD
Legal SubdivisionCHIPMANS ADD
Legal BlockB
Legal Lot Number3
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group1
Census Block1036
Census Tract30600

Owner

309 S Chipman St is owned by a company that bought it in July 2021 and is owner-occupied.

Source: Shiawassee County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address5545 LILAC PL NE, RIO RANCHO, NM 87144-5804
OccupancyOwner Occupied
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2021 · Amount on File
Deed SaleJul 1, 2021 · Amount on File
Prior SaleJan 15, 2015 · Amount on File
Deed Document Number20213348344
Deed Book / Page1284 / 559
Prior Transfer DateJun 17, 2013
Prior Transfer Doc0011870788
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateJul 1, 2021
Property Address309 S CHIPMAN ST, OWOSSO, MI 48867-3329
Document Number0012840559
Book / Page1284 / 559
Map ReferenceLB 1 PG 43
Instrument DateJun 30, 2021
Instrument3348344
Transaction TypeTransfer
Record UpdatedJul 21, 2021
Title CompanyCRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

AmountAmount on Record
Tax$2,017.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address660 GETMAN RD, 660, OWOSSO, MI 48867-1514

Transferred To (Grantee/Buyer)

NameVerified Name
Address5545 LILAC PL NE, RIO RANCHO, NM 87144-5804

Tax Assessment & Valuation

The 2025 property tax bill for 309 S Chipman St was $1,869 with a homeowner's exemption, up 5.9% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$41,700 (+12.1%)$83,400 (+12.1%)
2025$1,869.00 (+5.89%) Homeowner's exemption$37,200$74,400
2024$1,765.00
2023$1,765.00 Homeowner's exemption Additional exemption filed$30,800$61,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 309 S Chipman St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 309 S Chipman St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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