221 Perry St, Elgin, IL 60123 Property Records

Kane County property record for 221 Perry St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,459 sqft · built 1893
Lot Size	0.225 acres (9,801 sqft)
Owner	2 Individual Names on Record
Last Sale	$117,000 (Dec 1997)
Tax Bill	$5,480 (2025)
Deeds & Mortgages	Feb 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-14-458-007`

Property Details

APN / Parcel Number

Primary APN	`06-14-458-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,459 sqft Living Area
Gross Area	2,092 sqft
Basement Area	633 sqft

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	9,801 sqft (0.225 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	221 PERRY ST
City	ELGIN
State	IL
Zip	60123-6346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHISHOLMS ADDN LOT 7 BLOCK 3
Legal Subdivision	CHISHOLMS ADDN
Legal Block	3
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1017
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 PERRY ST, ELGIN, IL 60123-6346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 1997 · Amount on Record
Deed Sale	Dec 10, 1997 · Amount on Record
Deed Document Number	199785722
Record Updated	Sep 20, 2026

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	221 PERRY ST, ELGIN, IL 60123-6346
Document Number	0000010895
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Apr 2, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 PERRY ST ELGIN IL 601236346, ELGIN, IL 60123-6346

Mortgage

Document Number	0000010895
Date	Mar 9, 2018
Instrument	10895

Lender

Name	GSMPS MTG LOA TR 2005-RP3 (CT)
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,480.00 (+15.81%) Homeowner's exemption	$79,834 (+8.57%) Land $19,743 Building $60,091	$239,598 (+8.57%) Land $59,253 Building $180,345
2024		$73,533 (+21.39%) Land $18,185 Building $55,348	$220,687 (+21.44%) Land $54,577 Building $166,110
2022	$4,732.00 (+4.76%) Homeowner's exemption	$60,574 (+6.96%) Land $14,980 Building $45,594	$181,722 (+6.96%) Land $44,940 Building $136,782
2021	$4,517.00 Homeowner's exemption	$56,632 Land $14,005 Building $42,627	$169,896 Land $42,015 Building $127,881

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, Verizon.

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