224 Perry St, Elgin, IL 60123 Property Records

Kane County property record for 224 Perry St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,500 sqft · built 1895
Lot Size	0.2 acres (8,725 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (Aug 2016)
Tax Bill	$5,313 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-456-031`

Property Details

APN / Parcel Number

Primary APN	`06-14-456-031`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,500 sqft Living Area
Gross Area	2,398 sqft
Basement Area	898 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,725 sqft (0.2 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	224 PERRY ST
City	ELGIN
State	IL
Zip	60123-6441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LORDS 2ND ADDN LOT 2 BLOCK 5
Legal Subdivision	LORDS 2ND ADDN
Legal Block	5
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1008
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	224 PERRY ST, ELGIN, IL 60123-6441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2016 · Amount on Record
Deed Sale	Aug 8, 2016 · Amount on Record
Prior Sale	May 30, 2007
Deed Document Number	201641329
Transfer Doc	0000010931
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	224 PERRY ST, ELGIN, IL 60123-6441
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073194
Date	Sep 27, 2021
Instrument	2021K073194

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,313.00 (+15.8%) Homeowner's exemption	$77,654 (+8.57%) Land $17,827 Building $59,827	$233,055 (+8.57%) Land $53,502 Building $179,553
2024		$71,525 (+21.4%) Land $16,420 Building $55,105	$214,661 (+21.44%) Land $49,280 Building $165,381
2022	$4,588.00 (+4.77%) Homeowner's exemption	$58,919 (+6.96%) Land $13,526 Building $45,393	$176,757 (+6.96%) Land $40,578 Building $136,179
2021	$4,379.00 Homeowner's exemption	$55,085 Land $12,646 Building $42,439	$165,255 Land $37,938 Building $127,317

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, Verizon.

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