208 Perry St, Elgin, IL 60123 Property Records

Kane County property record for 208 Perry St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 712 sqft · built 1900
Lot Size	0.106 acres (4,608 sqft)
Owner	Individual Name on Record
Last Sale	$197,000 (Aug 2022)
Tax Bill	$3,825 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`06-14-456-027`

Property Details

APN / Parcel Number

Primary APN	`06-14-456-027`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	712 sqft Living Area
Gross Area	1,424 sqft
1st Floor Area	712 sqft
Basement Area	712 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	4,608 sqft (0.106 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	208 PERRY ST
City	ELGIN
State	IL
Zip	60123-6441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHISHOLMS ADDN NORTH 32 FT LOT 9 BLOCK 2
Legal Subdivision	CHISHOLMS ADDN
Legal Block	2
Legal Lot Number	9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1008
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	208 PERRY ST, ELGIN, IL 60123-6441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 17, 2022	Sheriff's Deed, Foreclosure · Stand-Alone Second Mortgage KANE COUNTY TEACHERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	Mar 17, 2022 · Amount on Record
Deed Document Number	202241478
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 17, 2022
Property Address	208 PERRY ST, ELGIN, IL 60123-6441
Document Number	0000041478
Instrument Date	Jul 12, 2022
Instrument	2022K041478
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 SAINT JOHN ST, ELGIN, IL 60120-2938

Mortgage

Document Number	0000041479
Date	Aug 17, 2022
Instrument	2022K041479

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

March 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	KANE IL
Recording Date	Mar 17, 2022
Property Address	208 PERRY ST, ELGIN, IL 60123-6441
Document Number	0000014911
Instrument Date	Feb 23, 2022
Instrument	2022K014911
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 WILCOX AVE, ELGIN, IL 60123-7476
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015131
Date	Mar 17, 2022
Instrument	2022K015131

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 28, 2037

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,825.00 (+37.64%)	$50,147 (+8.57%) Land $10,444 Building $39,703	$150,501 (+8.57%) Land $31,345 Building $119,157
2024		$46,189 (+21.39%) Land $9,620 Building $36,569	$138,622 (+21.44%) Land $28,872 Building $109,751
2022	$2,779.00 (+7.92%) Homeowner's exemption	$38,049 (+6.96%) Land $7,925 Building $30,124	$114,147 (+6.96%) Land $23,775 Building $90,372
2021	$2,575.00 Homeowner's exemption	$35,573 Land $7,409 Building $28,164	$106,719 Land $22,227 Building $84,492

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, Verizon.

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