129 Oak St, Geneva, IL 60134 Property Records

Kane County property record for 129 Oak St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 766 sqft · built 1955
Lot Size	0.235 acres (10,232 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Aug 2022)
Tax Bill	$5,684 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`12-02-354-008`

Property Details

APN / Parcel Number

Primary APN	`12-02-354-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	766 sqft Living Area
Gross Area	1,532 sqft
1st Floor Area	766 sqft
Basement Area	766 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	10,232 sqft (0.235 acres)
View / Lot	Corner
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	129 OAK ST
City	GENEVA
State	IL
Zip	60134-2259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JARVIS SUB. UNIT NO. 2 - LOT 2
Legal Subdivision	JARVIS SUB
Legal Block	2
Legal Lot Number	2
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	2
Census Block	2001
Census Tract	852500

Owner

129 Oak St is owned and occupied by two individuals who bought it in August 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	129 OAK ST, GENEVA, IL 60134-2259
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 8, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Prior Sale	Jun 8, 2018 · Amount on File
Deed Document Number	202243783
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 31, 2022
Property Address	129 OAK ST, GENEVA, IL 60134-2259
Document Number	0000043783
Instrument Date	Aug 19, 2022
Instrument	2022K043783
Transaction Type	Transfer
Record Updated	Sep 7, 2022
Title Company	AF TITLE COMPANY, FOX TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 CHARLES ST, 303, ST CHARLES, IL 60174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 ROSENFELDER CT, GENEVA, IL 60134-1903

Mortgage

Document Number	0000043784
Date	Aug 31, 2022
Instrument	2022K043784

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 8, 2018
Property Address	129 OAK ST, GENEVA, IL 60134-2259
Document Number	0000026789
Instrument Date	Jun 5, 2018
Instrument	26789
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$277.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 OAK ST GENEVA IL 601342259, GENEVA, IL 60134-2259

Tax Assessment & Valuation

The 2025 property tax bill for 129 Oak St was $5,684 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,684.00 Homeowner's exemption	$86,705 (+8.5%) Land $30,341 Building $56,364	$260,219 (+8.5%) Land $91,059 Building $169,160
2024		$79,912 Land $27,964 Building $51,948	$239,832 Land $83,926 Building $155,906
2022	$4,510.00 (+3.25%) Homeowner's exemption	$60,025 (+3.86%) Land $23,622 Building $36,403	$180,075 (+3.86%) Land $70,866 Building $109,209
2021	$4,368.00 Homeowner's exemption	$57,794 Land $22,744 Building $35,050	$173,382 Land $68,232 Building $105,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 129 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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