221 Norwood Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 221 Norwood Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	8 bd · 8.5 ba · 3,808 sqft · built 2020
Lot Size	0.136 acres (5,924 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,000,000 (Jul 2021)
Tax Bill	$25,974 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2021 Transfer + 3 more
Flood Zone	Zone VE (high risk)
APN	`33-2S-21-42190-000-0060`

Property Details

APN / Parcel Number

Primary APN	`33-2S-21-42190-000-0060`
Alternative APNs	`33-221-42190-000-0060` `1073784`

Interior

Bedrooms	8 Beds
Full Baths	8.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,808 sqft Living Area
Gross Area	4,399 sqft
1st Floor Area	1,400 sqft
Flooring	Wood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	5,924 sqft (0.136 acres)
Lot Dimensions	85 ft deep x 70 ft wide
Porch	Finished/Open Porch
Deck Area	Deck Area
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	221 NORWOOD DR
City	MIRAMAR BEACH
State	FL
Zip	32550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CC
Legal Description	LONG DESC AS RECD IN V 2 P 209 BEING LOT 6 SANDPIPER BEACH COLONY UNREC DESC AS: COM NE/C SEC 33-2S-21W,N 88 DEG 00'W 850.00 FT,S 2 DEG 00'W 1240.0 FT FOR POB,S 1 DEG 50'28W 70.68 FT,N 87 EDG 29'27W 76.70 FT,N 2 DEG 00'E 12.50 FT N 88 DEG 00'W 32.50
Legal Range	021
Legal Township	02S
Legal Section	33
Legal Subdivision	SANDPIPER BEACH COLONY
Legal Lot Number	6
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	129 KNOBLOCH LN, STAMFORD, CT 06902-1703
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage WALTON FUNDING LLC
Jul 28, 2021	Quit Claim Deed, Transfer AQUA TITLE SERVICES
Jul 28, 2021	Warranty Deed, Transfer · Stand-Alone Second Mortgage WALTON FUNDING LLC
Apr 3, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 31, 2018	Warranty Deed, Transfer H AND S TITLE AND ESCROW INC, H&S TITLE & ESCROW INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Prior Sale	Oct 31, 2018 · Amount on Record
Deed Document Number	202137817
Deed Book / Page	3209 / 937
Prior Transfer Date	Jul 26, 2021
Prior Transfer Doc	0032090935
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	221 NORWOOD DR, MIRAMAR BEACH, FL 32550
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	AQUA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 KNOBLOCH LN, STAMFORD, CT 06902-1703

Mortgage

Document Number	0032150031
Date	Sep 8, 2021
Book Page	3215/31
Instrument	20210044663

Lender

Name	WALTON FUNDING LLC
Type	Mortgage Company
Address	INLET BEACH, FL 32461

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jul 28, 2021
Property Address	221 NORWOOD DR, MIRAMAR BEACH, FL 32550
Document Number	0032090935
Book / Page	3209 / 935
Instrument Date	Jul 26, 2021
Instrument	20210037816
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	AQUA TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1412 OAK FOREST DR, ORMOND BEACH, FL 32174-3408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 HIDEAWAY BAY DR, MIRAMAR BEACH, FL 32550-6009
Investor	Possibly a Property Investor

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 28, 2021
Property Address	221 NORWOOD DR, MIRAMAR BEACH, FL 32550
Document Number	0032090937
Book / Page	3209 / 937
Instrument Date	Jul 26, 2021
Instrument	20210037817
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 HIDEAWAY BAY DR, MIRAMAR BEACH, FL 32550-6009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 KNOBLOCH LN, STAMFORD, CT 06902-1703

Mortgage

Document Number	0003209939
Date	Jul 28, 2021
Instrument	3209/939

Lender

Name	WALTON FUNDING LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Apr 3, 2019
Property Address	221 NORWOOD DR, MIRAMAR BEACH, FL 32550
Document Number	0031011723
Book / Page	003101 / 001723
Instrument Date	Oct 24, 2018
Instrument	10032
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	129 LONG LAKE DR MIRAMAR BEACH FL 325508243, MIRAMAR BEACH, FL 32550-8243

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 31, 2018
Property Address	221 NORWOOD DR, MIRAMAR BEACH, FL 32550
Document Number	0030884508
Book / Page	003088 / 004508
Instrument Date	Oct 3, 2018
Instrument	36423
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	H AND S TITLE AND ESCROW INC, H&S TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$3,850.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4501 SAWGRASS WAY DESTIN FL 325413431, DESTIN, FL 32541-3431

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,974.00 (-1.03%)	$2,874,597 (-0.69%) Land $864,000 Building $2,010,597	$2,874,597 (-0.69%) Land $864,000 Building $2,010,597
2024	$26,244.00 (+4.6%)	$2,894,588 (-1.9%) Land $864,000 Building $2,030,588	$2,894,588 (-1.9%) Land $864,000 Building $2,030,588
2023	$25,089.00 (+14.78%)	$2,950,588 (+25.09%) Land $920,000 Building $2,030,588	$2,950,588 (+25.09%) Land $920,000 Building $2,030,588
2022	$21,859.00	$2,358,804 Land $575,428 Building $1,783,376	$2,358,804 Land $575,428 Building $1,783,376

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: REV, Wildstar Networks.

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