208 Norwood Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 208 Norwood Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,714 sqft · built 1977
Lot Size	0.187 acres (8,146 sqft)
Owner	Individual Name on Record
Last Sale	$1,850,000 (Jul 2021)
Tax Bill	$20,997 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Dec 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`33-2S-21-42190-000-0110`

Property Details

APN / Parcel Number

Primary APN	`33-2S-21-42190-000-0110`
Alternative APN	`1073789`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,714 sqft Living Area
Gross Area	5,893 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2008
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Tin
Lot Area	8,146 sqft (0.187 acres)
Lot Dimensions	10.9 ft deep x 7.5 ft wide

Exterior Amenities

Porch	Porch
Porch Area	2,153 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1073789
Street Address	208 NORWOOD DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 SANDPIPER BEACH COLONY UNREC S/D RECORDED IN V 7-96 DESC AS COM NE/COR SEC 33,N 88 DEG 00'W 850.0 FT,S 02 DEG 00' W
Legal Range	21W
Legal Township	02S
Legal Section	33
Legal Subdivision	SANDPIPER BEACH COLONY
Legal Lot Number	11
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7281 E VENTANA CANYON DR, TUCSON, AZ 85750-0826
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA
Dec 6, 2018	Warranty Deed, Transfer · Line of Credit LARRY M HAROLD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2021 · Amount on Record
Deed Sale	Jul 6, 2021 · Amount on Record
Prior Sale	Dec 6, 2018 · Amount on Record
Deed Document Number	20210033785
Deed Book / Page	3205 / 4177
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 6, 2021
Property Address	208 NORWOOD DR, MIRAMAR BEACH, FL 32550-4921
Document Number	0032054177
Book / Page	3205 / 4177
Instrument Date	Jun 24, 2021
Instrument	20210033785
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 CHELSIE CT, NOEL, MO 64854-7315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 E CREEKSIDE DR, HEDWIG VILLAGE, TX 77024-3239

Mortgage

Document Number	0032054179
Date	Jul 6, 2021
Instrument	3205/4179

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 6, 2018
Property Address	208 NORWOOD DR, MIRAMAR BEACH, FL 32550-4921
Document Number	0030914741
Book / Page	003091 / 004741
Instrument Date	Dec 6, 2018
Instrument	40579
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,925.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19 CHELSIE CT NOEL MO 648547315, NOEL, MO 64854-7315

Mortgage

Document Number	30914743
Date	Dec 6, 2018
Book Page	003091/004743
Instrument	40580

Lender

Name	LARRY M HAROLD
Address	PO BOX 6555, MIRAMAR BEACH, FL 32550-1005
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Dec 5, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,295,797 (-2.83%) Land $840,000 Building $1,455,797	$2,295,797 (-2.83%) Land $840,000 Building $1,455,797
2024	$20,997.00 (+4.49%)
2023	$20,095.00 (+14.75%)	$2,362,590 (+25.03%) Land $840,000 Building $1,522,590	$2,362,590 (+25.03%) Land $840,000 Building $1,522,590
2022	$17,512.00	$1,889,677 Land $525,390 Building $1,364,287	$1,889,677 Land $525,390 Building $1,364,287

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: REV, Wildstar Networks.

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