209 Norwood Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 209 Norwood Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	18 bd · 18.5 ba · 8,408 sqft · built 2023
Lot Size	0.151 acres (6,578 sqft)
Owner	Company Name on Record
Last Sale	$590,000 (Dec 2017)
Tax Bill	$37,446 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`33-2S-21-42190-000-0050`

Property Details

APN / Parcel Number

Primary APN	`33-2S-21-42190-000-0050`
Alternative APNs	`33-221-42190-000-0050` `1073783`

Interior

Bedrooms	18 Beds
Full Baths	18.5 Baths
Half Baths	1 Half Bath
Stories	4 Stories
Building Area	8,408 sqft Living Area
Gross Area	9,638 sqft
1st Floor Area	676 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,578 sqft (0.151 acres)
Lot Dimensions	94 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	660 sqft
Carport	Carport
Carport Area	660 sqft
Porch	Open/Unfinished Porch
Porch Area	756 sqft
Patio Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	209 NORWOOD DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CC
Legal Description	LONG DESC AS RECD IN OR 5-93 BEING LOT 5 SANDPIPER BEACH COLONY UNREC DESC AS: COM AT NE/C OF 33-2S-21,N 88 DEG 00'W ALG N LN OF SEC 850FT,S 02 DEG 00'W 1170FT TO POB;CONT S 02 DEG 00'W 70FT,N 88 DEG 00'W 109FT,N 02 DEG 00'E 70FT,S 88 DEG 00'E 109FT
Legal Range	021
Legal Township	02S
Legal Section	33
Legal Subdivision	SANDPIPER BEACH COLONY
Legal Lot Number	5
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of March 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1229 38TH AVE N, MYRTLE BEACH, SC 29577-1313
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Commercial Mortgage FNBT BANK
Oct 30, 2023	Deed of Trust, Mortgage · Commercial Mortgage WALTON FUNDING LLC
Mar 29, 2022	Correction Deed ATTORNEY ONLY, ATTORNEY
Jul 15, 2021	Warranty Deed, Transfer · Commercial Mortgage SYNOVUS BANK
Dec 19, 2017	Warranty Deed, Transfer · ARM RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2017 · Amount on Record
Deed Sale	Dec 19, 2017 · Amount on Record
Deed Document Number	201741384
Deed Book / Page	3060 / 1460
Last Transfer Date	Jul 9, 2021
Transfer Doc	0032451643
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	209 NORWOOD DR, MIRAMAR BEACH, FL 32550-4901
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6757 US HIGHWAY 98 W 102, 102, SANTA ROSA BEACH, FL 32459-4780

Mortgage

Document Number	0032864148
Date	Apr 18, 2023
Book Page	3286/4148
Instrument	20230013340

Lender

Name	FNBT BANK
Type	Bank
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	209 NORWOOD DR, MIRAMAR BEACH, FL 32550-4901
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3000 MARSH ISLAND DR, MYRTLE BEACH, SC 29579-5320

Mortgage

Document Number	0033062211
Date	Oct 30, 2023
Book Page	3306/2211
Instrument	20230039220

Lender

Name	WALTON FUNDING LLC
Type	Mortgage Company
Address	INLET BEACH, FL 32461

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	7.87%
Max Rate At Change	12.8%
Max Rate	12.8%

March 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	WALTON FL
Recording Date	Mar 29, 2022
Property Address	209 NORWOOD DR, MIRAMAR BEACH, FL 32550-4901
Document Number	0032451643
Book / Page	3245 / 1643
Instrument Date	Jul 9, 2021
Instrument	20220014694
Record Updated	Feb 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 MARSH ISLAND DR, MYRTLE BEACH, SC 29579-5320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1229 38TH AVE N # 214, 214, MYRTLE BEACH, SC 29577-1313

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 15, 2021
Property Address	209 NORWOOD DR, MIRAMAR BEACH, FL 32550-4901
Document Number	0032072252
Book / Page	3207 / 2252
Instrument Date	Jul 9, 2021
Instrument	20210035678
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 MARSH ISLAND DR, MYRTLE BEACH, SC 29579-5320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1229 38TH AVE N # 214, 214, MYRTLE BEACH, SC 29577-1313

Mortgage

Document Number	0032072254
Date	Jul 15, 2021
Instrument	3207/2254

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 19, 2017
Property Address	209 NORWOOD DR, MIRAMAR BEACH, FL 32550-4901
Document Number	0030601460
Book / Page	3060 / 1460
Instrument Date	Dec 15, 2017
Instrument	2017000041384
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 NORWOOD DR, MIRAMAR BEACH, FL 32550-4901

Mortgage

Document Number	2017000041385
Date	Dec 19, 2017
Instrument	2017000041385

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$37,446.00	$4,144,277 (+393.37%) Land $840,000 Building $3,304,277	$4,144,277 (+393.37%) Land $840,000 Building $3,304,277
2023	$6,365.00 (+30.72%)	$840,000 (+59.88%) Land $840,000	$840,000 (+59.88%) Land $840,000
2022	$4,869.00	$525,390 Land $525,390	$525,390 Land $525,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: REV, Wildstar Networks.

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