221 Main St, Destin, FL 32541 Property Records

Okaloosa County property record for 221 Main St, Destin, FL 32541

Property Summary

Property TypeVehicle Sales & Rentals
Details4 ba · 7,762 sqft · built 1978
Lot Size0.717 acres (31,239 sqft)
Owner2 Company Names on Record
Last Sale$700,000 (Apr 2018)
Tax Bill$7,604 (2025)
Deeds & MortgagesApr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-589-9211-6

Property Details

APN / Parcel Number

Primary APNC56-000-589-9211-6
Alternative APNs
  • 00-2S-22-1350-000A-0100
  • 22S2001350000A0100

Interior

Full Baths4 Baths
Stories1 Story
Building Area7,762 sqft Gross Area
1st Floor Area6,150 sqft
Utility Area1,200 sqft
FlooringTile

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1998
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeWood Truss
Roof MaterialComposition Shingle
Lot Area31,239 sqft (0.717 acres)
Lot Width100 ft Width
Garage TypeCarport
Garage Area960 sqft
CarportCarport
Carport Area960 sqft
Canopy52 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address221 MAIN ST
CityDESTIN
StateFL
Zip32541-2503
Property CategoryCommercial
Property TypeCommercial > Retail > Vehicle Sales & Rentals
Legal DescriptionKELLY HOMES S/D LOT 10 & 11 & S50 FT OF LOT 31 & N50 FT OF LOT 32 BLK A & PART OF VACATED R/W JOINING PROP
Legal SubdivisionKELLY HOMES S/D
Legal BlockA
Legal Lot Number100
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1011
Census Tract23307

Owner

Source: Okaloosa County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4718 AMHURST CIR, DESTIN, FL 32541-5766
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2018 · Amount on Record
Deed SaleApr 4, 2018 · Amount on Record
Deed Document Number20183198447
Deed Book / Page3344 / 1355
Prior Transfer DateFeb 12, 2003
Prior Transfer Doc0001995443
Record UpdatedJun 8, 2026

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOKALOOSA FL
Recording DateApr 4, 2018
Property Address221 MAIN ST, DESTIN, FL 32541-2503
Document Number0033441355
Book / Page003344 / 001355
Instrument DateMar 29, 2018
Instrument3198447
Transaction TypeTransfer
Record UpdatedApr 16, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,900.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4718 AMHURST CIR DESTIN FL 325415766, DESTIN, FL 32541-5766

Mortgage

Document Number33441357
DateApr 4, 2018
Book Page003344/001357
Instrument3198448
Lender
NameRONALD G & LYBUOV I TANKERSLEY
Address330 SUMMERWOOD DR, PANAMA CITY, FL 32413-5721
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,604.00 (+58.85%)$786,575 (+96.25%) Land $315,556 Building $471,019$786,575 (+96.25%) Land $315,556 Building $471,019
2023$4,787.00 (+1.48%)$400,795 (+2.39%) Land $178,482 Building $222,313$400,795 (+2.39%) Land $178,482 Building $222,313
2022$4,717.00$391,440 Land $169,983 Building $221,457$391,440 Land $169,983 Building $221,457

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims96 (1982–2014)
Claims Outside the SFHA50 of 96
Most Recent ClaimApr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Hurricane Frances, Sep 2004 · 39 claims
  • Hurricane Georges, Sep 1998 · 9 claims
  • Hurricane Opal, Oct 1995 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: CenturyLink, T-Mobile.

Nearby Properties on Main St

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