211 Main St, Destin, FL 32541 Property Records

Okaloosa County property record for 211 Main St, Destin, FL 32541

Property Summary

Property Type	Service Station & Convenience Store
Details	4 ba · 16,090 sqft · built 1979
Lot Size	0.717 acres (31,234 sqft)
Owner	Company Name on Record
Last Sale	$2,227,500 (Dec 2024)
Tax Bill	$20,816 (2025)
Deeds & Mortgages	Aug 2022 Construction Loan Dec 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-9209-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-9209-0`
Alternative APNs	`00-2S-22-1350-000A-0060` `22S2001350000A0060`

Interior

Full Baths	4 Baths
Total Rooms	21 Rooms
Units	14 Units
Stories	2 Stories
Building Area	16,090 sqft Gross Area
1st Floor Area	9,174 sqft
Upper Floors Area	3,800 sqft
Office	810 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Shed Roof
Roof Material	Wood
Lot Area	31,234 sqft (0.717 acres)
Lot Width	100 ft Width
Garage Area	2,496 sqft

Exterior Amenities

Porch	Porch
Porch Area	1,772 sqft
Canopy	620 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	211 MAIN ST
City	DESTIN
State	FL
Zip	32541-2592
Property Category	Commercial
Property Type	Commercial > Retail > Service Station & Convenience Store
Legal Description	KELLY HOMES S/D LOTS 6 & 7 & S 50 FT OF LOT 33 & N 50 FT OF LOT 3 4 BLK A 980-449 & PART OF VACATED R/W JOINING PROP
Legal Subdivision	KELLY HOMES S/D
Legal Block	A
Legal Lot Number	60
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1011
Census Tract	23307

Owner

Source: Okaloosa County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5341 W COUNTY HIGHWAY 30A, SANTA ROSA BEACH, FL 32459-4330
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST COMMUNITY BANK
Dec 5, 2024	Warranty Deed, Transfer MCNEESE TITLE LLC
Oct 20, 2020	Warranty Deed, Transfer · Line of Credit FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2024 · Amount on Record
Deed Sale	Dec 5, 2024 · Amount on Record
Prior Sale	Oct 20, 2020 · Amount on Record
Deed Document Number	20243726439
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	211 MAIN ST, DESTIN, FL 32541-2592
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 HARBOR BLVD 403, 403, DESTIN, FL 32541-7360

Mortgage

Document Number	0036370161
Date	Aug 9, 2022
Book Page	3637/161
Instrument	3570526

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	BATESVILLE, AR 72503

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 8, 2027

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 5, 2024
Property Address	211 MAIN ST, DESTIN, FL 32541-2592
Document Number	0003726439
Map Reference	MB 3 PG 32
Instrument Date	Dec 4, 2024
Instrument	3726439
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$15,592.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4103 W WOOD DUCK DR, FAYETTEVILLE, AR 72704-6398

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5341 W COUNTY HIGHWAY 30A, SANTA ROSA BEACH, FL 32459-4330

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 20, 2020
Property Address	211 MAIN ST, DESTIN, FL 32541-2592
Document Number	0034993195
Book / Page	3499 / 3195
Map Reference	MB 3 PG 32
Instrument Date	Oct 13, 2020
Instrument	3400115
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1204 FOREST ISLAND PL, 1204, WILMINGTON, NC 28405-5255

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4320 COMMONS DR W UNIT 5101, 5101, DESTIN, FL 32541-8658

Mortgage

Document Number	34993197
Date	Oct 20, 2020
Instrument	3499/3197

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Oct 13, 2027

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,816.00 (+111.87%)	$1,757,619 (+113.69%) Land $315,556 Building $1,442,063	$1,757,619 (+113.69%) Land $315,556 Building $1,442,063
2023	$9,825.00 (-0.33%)	$822,505 (+0.55%) Land $178,482 Building $644,023	$822,505 (+0.55%) Land $178,482 Building $644,023
2022	$9,858.00	$818,033 Land $169,983 Building $648,050	$818,033 Land $169,983 Building $648,050

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	96 (1982–2014)
Claims Outside the SFHA	50 of 96
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Hurricane Frances, Sep 2004 · 39 claims Hurricane Georges, Sep 1998 · 9 claims Hurricane Opal, Oct 1995 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile.

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