Okaloosa County property record for 217 Main St, Destin, FL 32541
| Property Type | Wholesale Outlet, Discount Store (Franchise) |
|---|---|
| Details | 12,786 sqft · built 1990 |
| Lot Size | 0.717 acres (31,236 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $750,000 (Apr 2003) |
| Tax Bill | $9,990 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-9210-8 |
| Primary APN | C56-000-589-9210-8 |
|---|---|
| Alternative APN |
|
| Total Rooms | 2 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 12,786 sqft Total Area |
| 1st Floor Area | 6,020 sqft |
| Office | 5,504 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Steel Frame |
| Fire Resistance | Fireproof Steel Frame |
| Roof Type | Steel Frame/Truss |
| Roof Material | Metal |
| Lot Area | 31,236 sqft (0.717 acres) |
| Lot Width | 100 ft Width |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Fence | Fence |
| Cooling System | None |
|---|
| Street Address | 217 MAIN ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2503 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Wholesale Outlet, Discount Store (Franchise) |
| Legal Description | KELLY HOMES S/D LOTS 8, 9 & S 50 FT OF LOT 32 & N 50 FT OF LOT 33 BLK A 801-46 & PART OF VACATED R/W JOINING PROP |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | KELLY HOMES S/D |
| Legal Block | A |
| Legal Lot Number | 8,9,32 9 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 23307 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 217 MAIN ST, DESTIN, FL 32541-2503 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2003 · Amount on Record |
| Deed Sale | Apr 8, 2003 · Amount on Record |
| Prior Sale | Sep 5, 2001 · Amount on Record |
| Deed Document Number | 2005574 |
| Deed Book / Page | 2428 / 0076 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 217 MAIN ST, DESTIN, FL 32541-2503 |
| Document Number | 0034934404 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12605 US HIGHWAY 98 W MIRAMAR BEACH FL 325503804, MIRAMAR BEACH, FL 32550-3804 |
| Document Number | 0034934404 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 003493/004404 |
| Instrument | 3393063 |
| Name | PROGRESS BK&TR |
|---|---|
| Type | Bank |
| Address | 201 WILLIAMS AVE SW, HUNTSVILLE, AL 35801-4308 |
| Amount | Amount Recorded |
|---|
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,990.00 (+35.64%) | $1,052,852 (+70.77%) Land $315,556 Building $737,296 | $1,052,852 (+70.77%) Land $315,556 Building $737,296 |
| 2023 | $7,365.00 (+3.73%) | $616,531 (+4.64%) Land $178,482 Building $438,049 | $616,531 (+4.64%) Land $178,482 Building $438,049 |
| 2022 | $7,100.00 | $589,189 Land $169,983 Building $419,206 | $589,189 Land $169,983 Building $419,206 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 96 (1982–2014) |
| Claims Outside the SFHA | 50 of 96 |
| Most Recent Claim | Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: CenturyLink, T-Mobile.
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