221 Lake Thomas Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 221 Lake Thomas Dr, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,724 sqft · built 1983
Lot Size	0.318 acres (13,830 sqft)
Owner	Individual Name on File
Last Sale	$166,000 (Jun 2017)
Tax Bill	$1,416 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-28-35-354950-002110`

Property Details

APN / Parcel Number

Primary APN	`25-28-35-354950-002110`
Alternative APNs	`352825354950002110` `52825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,724 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	1,474 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	13,830 sqft (0.318 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	460 sqft
Porch	Florida Room
Porch Area	266 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	221 LAKE THOMAS DR
City	WINTER HAVEN
State	FL
Zip	33880-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	XX
Legal Description	LAKE THOMAS ESTATES UNIT #5 PB 60 PG 8 BLOCK 2 LOT 11
Legal Range	25E
Legal Township	28S
Legal Section	35
Legal Subdivision	LAKE THOMAS ESTATES UNIT 5
Legal Tract	354950
Legal Block	2
Legal Lot Number	11
Legal Unit	5
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1013
Census Tract	14703

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	221 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Prior Sale	Jul 12, 1999 · Amount on Record
Deed Document Number	2017125006
Deed Book / Page	10191 / 1697
Record Updated	Sep 20, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 30, 2017
Property Address	221 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1123
Document Number	0101911697
Book / Page	010191 / 001697
Instrument Date	Jun 27, 2017
Instrument	125006
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,162.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	221 LAKE THOMAS DR WINTER HAVEN FL 338801123, WINTER HAVEN, FL 33880-1123

Mortgage

Document Number	101911699
Date	Jun 30, 2017
Book Page	010191/001699
Instrument	125007

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,416.00 (-27.68%) Homeowner's exemption	$154,739 (+5.99%)	$252,462 (-2.47%) Land $66,000 Building $186,462
2023	$1,958.00 (+2.25%) Homeowner's exemption	$145,998 (+3%)	$258,856 (+20.36%) Land $64,000 Building $194,856
2022	$1,915.00 Homeowner's exemption	$141,746	$215,060 Land $53,000 Building $162,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20