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221 Harborage Ct, Oakley, CA 94561 Property Records

Contra Costa County property record for 221 Harborage Ct, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,776 sqft · built 2010
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on File
Last Sale$474,000 (Jul 2019)
Tax Bill$10,387 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN032-510-027-9

Property Details

APN / Parcel Number

Primary APN032-510-027-9
Alternative APN
  • 032-510-027

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,776 sqft Living Area
1st Floor Area1,776 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleCluster
Lot Area5,000 sqft (0.115 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address221 HARBORAGE CT
CityOAKLEY
StateCA
Zip94561-3536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT8955 L253
Legal SubdivisionSUBDIVISION 8955
Legal Tract8955
Legal Lot Number253
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group3
Census Block3025
Census Tract301000

Owner

221 Harborage Ct is owned and occupied by two individuals who bought it in July 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address221 HARBORAGE CT, OAKLEY, CA 94561-3536
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2019 · Amount on File
Deed SaleJul 31, 2019 · Amount on File
Prior SaleJun 29, 2010 · Amount on File
Deed Document Number2019119728
Prior Transfer DateApr 6, 2016
Prior Transfer Doc0000072531
Record UpdatedOct 29, 2026

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateJul 31, 2019
Property Address221 HARBORAGE CT, OAKLEY, CA 94561-3536
Document Number0000119728
Map ReferenceMB 490 PG 31
Instrument DateJul 26, 2019
Instrument2019-119728
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanySTEWART TITLE OF CA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address221 HARBORAGE CT, OAKLEY, CA 94561-3536

Mortgage

Document Number0000119729
DateJul 31, 2019
Instrument2019-119729
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 221 Harborage Ct was $10,387.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$528,749 (+2%) Land $122,703 Building $406,046
2025$10,387.00$518,383 Land $120,298 Building $398,085
2023$9,938.00 (+2.63%)$498,256 Land $115,628 Building $382,628
2022$9,683.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 221 Harborage Ct in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims16 (1978–2017)
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Jan 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Harborage Ct is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 46% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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