209 Harborage Ct, Oakley, CA 94561 Property Records

Contra Costa County property record for 209 Harborage Ct, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 2010
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (Jun 2010)
Tax Bill	$8,251 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Nov 2019 Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`032-510-029-5`

Property Details

APN / Parcel Number

Primary APN	`032-510-029-5`
Alternative APN	`032-510-029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Cluster
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	209 HARBORAGE CT
City	OAKLEY
State	CA
Zip	94561-3536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8955 L255
Legal Subdivision	SUBDIVISION 8955
Legal Tract	8955
Legal Lot Number	255
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	3
Census Block	3025
Census Tract	301000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	209 HARBORAGE CT, OAKLEY, CA 94561-3536
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2019	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 25, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage BANC ONE MORTGAGE CORP
Nov 25, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2010 · Amount on Record
Deed Sale	Jun 30, 2010 · Amount on Record
Deed Document Number	2010130421
Last Transfer Date	Aug 22, 2023
Transfer Doc	0000081203
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	209 HARBORAGE CT, OAKLEY, CA 94561-3536
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092911
Date	Jun 19, 2019
Instrument	2019-092911

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	209 HARBORAGE CT, OAKLEY, CA 94561-3536
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000196904
Date	Nov 5, 2019
Instrument	2019-196904

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	209 HARBORAGE CT, OAKLEY, CA 94561-3536
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TTL SANTA ANA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 HARBORAGE CT, OAKLEY, CA 94561-3536

Mortgage

Document Number	0000131795
Date	Apr 30, 2021
Instrument	2021-131795

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	33343

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Dec 1, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 2, 2019
Property Address	209 HARBORAGE CT, OAKLEY, CA 94561-3536
Document Number	0000121318
Instrument Date	Jul 17, 2019
Instrument	121318
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 HARBORAGE CT OAKLEY CA 945613536, OAKLEY, CA 94561-3536

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 25, 2019
Property Address	209 HARBORAGE CT, OAKLEY, CA 94561-3536
Document Number	0000040366
Map Reference	MB 490 PG 31
Instrument Date	Mar 18, 2019
Instrument	2019-040366
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	209 HARBORAGE CT, OAKLEY, CA 94561-3536

Mortgage

Document Number	0000040367
Date	Mar 25, 2019
Instrument	2019-040367

Lender

Name	BANC ONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	209 HARBORAGE CT, OAKLEY, CA 94561-3536
Document Number	0000227722
Instrument Date	Nov 25, 2017
Transaction Type	Mortgage
Record Updated	Dec 11, 2017
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 HARBORAGE CT OAKLEY CA 945613536, OAKLEY, CA 94561-3536

Mortgage

Document Number	0000227722
Date	Dec 5, 2017
Instrument	227722

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$328,620 (+2%) Land $39,491 Building $289,129
2025	$8,251.00 (+4.84%)	$322,177 (+4.04%) Land $38,717 Building $283,460
2023	$7,870.00 (+3.08%)	$309,667 Land $37,214 Building $272,453
2022	$7,635.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	16 (1978–2017)
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Winter Storm, Mud & Land Slides, & Flooding, Jan 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harborage Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures