215 Harborage Ct, Oakley, CA 94561 Property Records

Contra Costa County property record for 215 Harborage Ct, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 2010
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Jul 2022)
Tax Bill	$12,919 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`032-510-028-7`

Property Details

APN / Parcel Number

Primary APN	`032-510-028-7`
Alternative APN	`032-510-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Cluster
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	215 HARBORAGE CT
City	OAKLEY
State	CA
Zip	94561-3536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8955 L254
Legal Subdivision	SUBDIVISION 8955
Legal Tract	8955
Legal Lot Number	254
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	3
Census Block	3025
Census Tract	301000

Owner

215 Harborage Ct is owned and occupied by two individuals who bought it in July 2022.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	215 HARBORAGE CT, OAKLEY, CA 94561-3536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2024	Deed of Trust, Mortgage · FHA Mortgage SERVIS ONE INC
Jul 28, 2022	Grant Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
May 5, 2021	Intrafamily Transfer, Transfer
May 5, 2021	Intrafamily Transfer, Transfer
Oct 9, 2019	Affidavit of Death, Transfer NOT AVAILABLE
Oct 9, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2022 · Amount on File
Deed Sale	Jul 28, 2022 · Amount on File
Prior Sale	Aug 3, 2016
Deed Document Number	2022119567
Prior Transfer Date	Apr 12, 2021
Prior Transfer Doc	0000135922
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	215 HARBORAGE CT, OAKLEY, CA 94561-3536
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 HARBORAGE CT, OAKLEY, CA 94561-3536

Mortgage

Document Number	0000012476
Date	Feb 8, 2024
Instrument	2024-012476

Lender

Name	SERVIS ONE INC
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Aug 1, 2052

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 28, 2022
Property Address	215 HARBORAGE CT, OAKLEY, CA 94561-3536
Document Number	0000119567
Map Reference	MB 490 PG 31
Instrument Date	Jul 26, 2022
Instrument	2022-119567
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	215 HARBORAGE CT, OAKLEY, CA 94561-3536

Mortgage

Document Number	0000119568
Date	Jul 28, 2022
Instrument	2022-119568

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 5, 2021
Property Address	215 HARBORAGE CT, OAKLEY, CA 94561-3536
Document Number	0000135922
Map Reference	MB 490 PG 31
Instrument Date	Apr 12, 2021
Instrument	2021-135922
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	169 LITTLE RANCH CIR, OAKLEY, CA 94561-1773

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 5, 2021
Property Address	215 HARBORAGE CT, OAKLEY, CA 94561-3536
Document Number	0000135923
Map Reference	MB 490 PG 31
Instrument Date	Apr 12, 2021
Instrument	2021-135923
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	169 LITTLE RANCH CIR, OAKLEY, CA 94561-1773

October 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 9, 2019
Property Address	215 HARBORAGE CT, OAKLEY, CA 94561-3536
Document Number	0000170804
Instrument Date	Sep 9, 2019
Instrument	170804
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	169 LITTLE RANCH CIR OAKLEY CA 945611773, OAKLEY, CA 94561-1773

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 9, 2019
Property Address	215 HARBORAGE CT, OAKLEY, CA 94561-3536
Document Number	0000170805
Instrument Date	Sep 1, 2019
Instrument	170805
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	169 LITTLE RANCH CIR OAKLEY CA 945611773, OAKLEY, CA 94561-1773

Tax Assessment & Valuation

The 2025 property tax bill for 215 Harborage Ct was $12,919.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$663,255 (+2%) Land $265,302 Building $397,953
2025	$12,919.00	$650,250 Land $260,100 Building $390,150
2023	$12,426.00 (+25.33%)	$625,000 Land $250,000 Building $375,000
2022	$9,915.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 215 Harborage Ct in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	16 (1978–2017)
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Winter Storm, Mud & Land Slides, & Flooding, Jan 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 Harborage Ct is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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