St. Clair County property record for 221 Guy St, Yale, MI 48097
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 858 sqft · built 1955 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Company Name on File |
| Last Sale | $165,998 (Oct 2025) |
| Tax Bill | $2,032 (2025) |
| Deeds & Mortgages | Oct 2025 Foreclosure Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-08-011-4010-000 |
| Primary APN | 74-08-011-4010-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 858 sqft Living Area |
| 1st Floor Area | 858 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 116 ft deep x 60 ft wide |
| Garage Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 221 GUY ST |
|---|---|
| City | YALE |
| State | MI |
| Zip | 48097-2929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 60' OF E 253' OF S 1/2 OF THAT PART OF SEC 11 BD N BY MORRELL ST, S BY GUY ST W BY ARTHUR ST & E BY CLARENCE ST. SECTION 11 T8N R14E .15 A |
| Legal Range | 14E |
| Legal Township | 08N |
| Legal Section | 11 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | YALE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 655100 |
Source: St. Clair County records · APN 74-08-011-4010-000
Assessment roll updated October 7, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 186, SPARTA, MI 49345-0186 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 13, 2025 | Foreclosure |
| Nov 09, 2022 | Warranty Deed, Transfer · Conventional Mortgage CHOICEONE BANK |
| Jul 20, 2022 | Warranty Deed, Transfer MARITIME TITLE AGENCY LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 13, 2025 · Amount on Record |
| Deed Sale | Oct 13, 2025 · Amount on Record |
| Prior Sale | Nov 09, 2022 · Amount on Record |
| Deed Book / Page | 5860 / 650 |
| Prior Transfer Date | Apr 20, 2009 |
| Prior Transfer Doc | 3958/361 |
| Record Updated | Sep 20, 2026 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 13, 2025 |
| Property Address | 221 GUY ST, YALE, MI 48097-2929 |
| Document Number | 0005860650 |
| Book / Page | 5860 / 650 |
| Instrument Date | Oct 02, 2025 |
| Instrument | 2025019465 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 29, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 186, SPARTA, MI 49345-0186 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 09, 2022 |
| Property Address | 221 GUY ST, YALE, MI 48097-2929 |
| Document Number | 0005577176 |
| Book / Page | 5577 / 176 |
| Instrument Date | Oct 26, 2022 |
| Instrument | 2022025262 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | MARITIME TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 203 4TH ST, 203, YALE, MI 48097-2818 |
| Name | Verified Name |
|---|---|
| Address | 400 E WOOD ST, YALE, MI 48097 |
| Document Number | 2022025263 |
|---|---|
| Date | Nov 09, 2022 |
| Instrument | 2022025263 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 20, 2022 |
| Property Address | 221 GUY ST, YALE, MI 48097-2929 |
| Document Number | 0005543869 |
| Book / Page | 5543 / 869 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 2022017280 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2022 |
| Title Company | MARITIME TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $75.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 221 GUY ST, 221, YALE, MI 48097-2929 |
| Name | Verified Name |
|---|---|
| Address | 221 GUY ST, YALE, MI 48097-2929 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Yale City |
| Unified School District | Yale Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,032.00 (-33.4%) Homeowner's exemption | $72,600 (+16.72%) | |
| 2024 | $3,051.00 (+215.51%) | $145,200 (+16.72%) | |
| 2023 | $62,200 | ||
| 2022 | $967.00 | $124,400 |
Source: FEMA National Flood Hazard Layer as of July 20, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Agri-Valley Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 285 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF YALE serves 1,900 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Apr 2021 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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