215 Guy St, Yale, MI 48097 Property Records

St. Clair County property record for 215 Guy St, Yale, MI 48097

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,197 sqft · built 1940
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$155,900 (Nov 2021)
Tax Bill$2,846 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Nov 2021 Sale
Flood ZoneZone X (minimal risk)
APN74-08-011-4011-000

Property Details

APN / Parcel Number

Primary APN74-08-011-4011-000

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,197 sqft Living Area
1st Floor Area882 sqft
Basement Area630 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions115 ft deep x 60 ft wide
Garage Area678 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address215 GUY ST
CityYALE
StateMI
Zip48097-2929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 60 FT OF E 313 FT OF S 1/2 OF THAT PART OF SEC 11 LYING S OF MORRELL ST, N OF GUY ST & BETW ARTHUR & CLARENCE STS. SEC 11
Legal Range14E
Legal Township08N
Legal Section11
JurisdictionSAINT CLAIR MI
Township / Civil DivisionYALE
Census Block Group1
Census Block1005
Census Tract655100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address215 GUY ST, YALE, MI 48097-2929
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP
Nov 18, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2021 · Amount on Record
Deed SaleNov 18, 2021 · Amount on Record
Prior SaleJul 15, 2015 · Amount on Record
Deed Document Number202132596
Deed Book / Page5452 / 318
Prior Transfer DateOct 8, 2021
Prior Transfer Doc0005452315
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateNov 18, 2021
Property Address215 GUY ST, YALE, MI 48097-2929
Document Number0005452318
Book / Page5452 / 318
Instrument DateOct 22, 2021
Instrument2021032596
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyMARITIME TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,170.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address550 W B ST # ST4TH, 550, SAN DIEGO, CA 92101-3539

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 GUY ST, YALE, MI 48097-2929

Mortgage

Document Number2021032597
DateNov 18, 2021
Instrument2021032597
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAINT CLAIR MI
Recording DateNov 18, 2021
Property Address215 GUY ST, YALE, MI 48097-2929
Document Number0005452315
Book / Page5452 / 315
Instrument DateOct 8, 2021
Instrument2021032595
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

AmountAmount Recorded
Tax$11.25
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address13800 BARBARA CT, 13800, MUSSEY, MI 48014-2101

Transferred To (Grantee/Buyer)

NameVerified Name
Address964 5TH AVE # 518, 518, SAN DIEGO, CA 92101-6102

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
MunicipalityYale City
Unified School DistrictYale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$80,200 (+5.25%)$160,400 (+5.25%)
2025$2,846.00 (+4.06%) Homeowner's exemption$76,200 (+16.34%)
2024$2,735.00 (+8.57%)$152,400 (+16.34%)
2023$65,500
2022$2,519.00$131,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF YALE
serves 1,900 people · EPA ID MI0007230
Water SourceGroundwater
Last State InspectionFeb 2026

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Apr 2021
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AVS Broadband
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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