St. Clair County property record for 209 Guy St, Yale, MI 48097
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,051 sqft · built 1920 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $117,500 (Oct 2023) |
| Tax Bill | $1,503 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-08-011-4013-000 |
| Primary APN | 74-08-011-4013-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,051 sqft Living Area |
| 1st Floor Area | 999 sqft |
| Basement Area | 864 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 116 ft deep x 60 ft wide |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 209 GUY ST |
|---|---|
| City | YALE |
| State | MI |
| Zip | 48097-2929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 60 FT OF E 443 FT OF S 1/2 OF THAT PART OF SEC 11 LYING S OF MORRELL ST E OF ARTHUR ST N LINE OF GUY ST W OF CLARENCE ST. SEC 11 T8N R14E |
| Legal Range | 14E |
| Legal Township | 08N |
| Legal Section | 11 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | YALE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 655100 |
Source: St. Clair County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 209 GUY ST, YALE, MI 48097-2929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2023 | Warranty Deed, Transfer · Conventional Mortgage CHOICEONE BANK |
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRI COUNTY BANK |
| Dec 6, 2017 | Deed of Trust, Mortgage TRI CNTY BK |
| May 9, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2023 · Amount on Record |
| Deed Sale | Oct 4, 2023 · Amount on Record |
| Prior Sale | Oct 25, 2011 · Amount on Record |
| Deed Document Number | 202317599 |
| Prior Transfer Date | Oct 25, 2010 |
| Prior Transfer Doc | 4103/489 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 4, 2023 |
| Property Address | 209 GUY ST, YALE, MI 48097-2929 |
| Document Number | 0005659754 |
| Book / Page | 5659 / 754 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 2023017599 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Title Company | TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $881.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 80695 MCFADDEN RD, ARMADA, MI 48005-1014 |
| Name | Verified Name |
|---|---|
| Address | 209 GUY ST, YALE, MI 48097-2929 |
| Document Number | 0005659757 |
|---|---|
| Date | Oct 4, 2023 |
| Book Page | 5659/757 |
| Instrument | 2023017600 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | SPARTA, MI 49345 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 209 GUY ST, YALE, MI 48097-2929 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5227118 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 5227/118 |
| Instrument | 2020019502 |
| Name | TRI COUNTY BANK |
|---|---|
| Type | Bank |
| Address | BROWN CITY, MI 48416 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 209 GUY ST, YALE, MI 48097-2929 |
| Document Number | 0049000867 |
| Book / Page | 004900 / 000867 |
| Instrument Date | Dec 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11170 BENJAMIN ST ROMEO MI 480655006, ROMEO, MI 48065-5006 |
| Document Number | 0049000867 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 004900/000867 |
| Name | TRI CNTY BK |
|---|---|
| Type | Bank |
| Address | BROWN CITY, MI 48416 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Dec 17, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 9, 2017 |
| Property Address | 209 GUY ST, YALE, MI 48097-2929 |
| Document Number | 0048290121 |
| Book / Page | 004829 / 000121 |
| Instrument Date | May 2, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 209 GUY ST BROCKWAY MI 480972929, BROCKWAY, MI 48097-2929 |
Source: St. Clair County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Yale City |
| Unified School District | Yale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,503.00 (-33.41%) Homeowner's exemption | $50,400 (+15.07%) | |
| 2024 | $2,257.00 (+23.47%) | $100,800 (+15.07%) | |
| 2023 | $43,800 | ||
| 2022 | $1,828.00 | $87,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF YALE serves 1,900 people · EPA ID MI0007230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Apr 2021 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AVS Broadband Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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