221 Glen Echo Cir, Saluda, NC 28773 Property Records

Polk County property record for 221 Glen Echo Cir, Saluda, NC 28773 · Last verified April 2026

Property Summary

Property Type	Other Improved
Details	3 bd · 3 ba · 1,736 sqft · built 1999
Lot Size	2.66 acres (115,870 sqft)
Owner	2 Individual Names on File
Last Sale	$13,000 (Mar 2021)
Tax Bill	$3,670 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Mar 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P22-66`

Property Details

APN / Parcel Number

Primary APN	`P22-66`
Alternative APN	`55238`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,736 sqft Finished Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2009
Architectural Style	Rustic
Exterior Material	Logs
Roof Type	Gable
Roof Material	Shingle
Lot Area	115,870 sqft (2.66 acres)
Porch	Porch
Deck Area	Deck Area

Location & Zoning

Account Number	55238
Street Address	221 GLEN ECHO CIR
City	SALUDA
State	NC
Zip	28773-9563
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOTS 13,14,15,16, GLEN ECHO SUBDIVISION, 0G02 GLEN ECHO 09
Legal Subdivision	GLEN ECHO
Legal Lot Number	13-16
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	2
Census Block	2024
Census Tract	920201

Owner

Source: Polk County records · APN P22-66

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	215 LUCAS ST, PINOPOLIS, SC 29469-5079
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Mar 29, 2021	Intrafamily Transfer, Transfer
Aug 03, 2017	Warranty Deed, Transfer
Jan 31, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 29, 2021 · Amount on Record
Deed Sale	Mar 29, 2021 · Amount on Record
Prior Sale	Aug 03, 2017 · Amount on Record
Deed Book / Page	457 / 2238
Prior Transfer Date	Mar 26, 2021
Prior Transfer Doc	0457002238
Record Updated	Jun 08, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	221 GLEN ECHO CIR, SALUDA, NC 28773-9563
Transaction Type	Mortgage
Record Updated	Nov 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00424/1503
Date	Jan 30, 2017
Book Page	424/1503
Instrument	004635080013

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Mar 29, 2021
Property Address	221 GLEN ECHO CIR, SALUDA, NC 28773-9563
Document Number	000457/238
Book / Page	457 / 238
Map Reference	FILE F PG 1665
Instrument Date	Mar 26, 2021
Transaction Type	Transfer
Record Updated	Nov 08, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 1288, MONCKS CORNER, SC 29461-1288

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Aug 03, 2017
Property Address	221 GLEN ECHO CIR, SALUDA, NC 28773-9563
Document Number	00428/0168
Book / Page	428 / 0168
Instrument Date	Aug 03, 2017
Instrument	004656060003
Transaction Type	Transfer
Record Updated	Nov 08, 2022

Transaction

Amount	Amount Recorded
Tax	$4,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1288, MONCKS CORNER, SC 29461-1288

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jan 31, 2017
Property Address	221 GLEN ECHO CIR, SALUDA, NC 28773-9563
Document Number	00424/1627
Book / Page	424 / 1627
Map Reference	DD 378 PG 2196
Instrument Date	Jan 31, 2017
Transaction Type	Transfer
Record Updated	Nov 08, 2022

Transaction

Amount	Amount Recorded
Tax	$44.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 GLEN ECHO CIR, 221, SALUDA, NC 28773-9563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7842 LOCH LN, COLUMBIA, SC 29223-2530

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,670.00 (+12.89%)	$629,856 (+34.49%) Land $58,280 Building $571,576	$629,856 (+34.49%) Land $58,280 Building $571,576
2023	$3,251.00	$468,320 Land $45,600 Building $422,720
2021			$468,320 Land $45,600 Building $422,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499202012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 22 individual NFIP policies nearby
Nearby Flood Policies	22 in force 4 of 22 on primary residences
Nearby Flood Claims	3 (2024)
Most Recent Claim	Sep 2024, rainfall accumulation, Tropical Storm Helene
Flood Events	Tropical Storm Helene (Sep 2024), 3 claims

Wildfire

Wildfire Risk	Low above 32% of the US · above 43% of North Carolina
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

221 Glen Echo Cir, Saluda, NC 28773 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Glen Echo Cir

Nearby Streets

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