288 Glen Echo Cir, Saluda, NC 28773 Property Records

Polk County property record for 288 Glen Echo Cir, Saluda, NC 28773

Property Summary

Property Type	Other Improved
Details	3 bd · 3 ba · 1,248 sqft · built 2005
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Oct 2023)
Tax Bill	$3,891 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P22-113`

Property Details

APN / Parcel Number

Primary APN	`P22-113`
Alternative APN	`31123`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	1,248 sqft Finished Area
Basement Area	1,248 sqft
Finished Basement	548 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Rustic
Exterior Material	Logs
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	51,401 sqft (1.18 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Location & Zoning

Account Number	31123
Street Address	288 GLEN ECHO CIR
City	SALUDA
State	NC
Zip	28773-9563
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	MX
Legal Description	LOT #78, 0G02 GLEN ECHO 09
Legal Subdivision	GLEN ECHO
Legal Lot Number	78
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	2
Census Block	2026
Census Tract	920201

Owner

288 Glen Echo Cir is owned and occupied by two individuals who bought it in October 2023.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	288 GLEN ECHO CIR, SALUDA, NC 28773-9563
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Oct 4, 2023	Special Warranty Deed, Transfer · VA Mortgage NAVY FCU
Mar 18, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2023 · Amount on File
Deed Sale	Oct 4, 2023 · Amount on File
Prior Sale	Mar 18, 2021 · Amount on File
Deed Book / Page	481 / 37
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	288 GLEN ECHO CIR, SALUDA, NC 28773-9563
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 GLEN ECHO CIR, SALUDA, NC 28773-9563

Mortgage

Document Number	00497/2394
Date	Mar 6, 2026
Book Page	497/2394

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK NC
Recording Date	Oct 4, 2023
Property Address	288 GLEN ECHO CIR, SALUDA, NC 28773-9563
Document Number	0000481/37
Book / Page	481 / 37
Map Reference	FILE F PG 1642
Instrument Date	Sep 12, 2023
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26119 ALLENFORD CT, KATY, TX 77494-6508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 GLEN ECHO CIR, SALUDA, NC 28773-9563

Mortgage

Document Number	0000048140
Date	Oct 4, 2023
Instrument	481/40

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 11, 2038

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 18, 2021
Property Address	288 GLEN ECHO CIR, SALUDA, NC 28773-9563
Document Number	00457/1415
Book / Page	457 / 1415
Map Reference	FILE F PG 1642
Instrument Date	Mar 18, 2021
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26119 ALLENFORD CT, KATY, TX 77494-6508

Mortgage

Document Number	0004571418
Date	Mar 18, 2021
Instrument	457/1418

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 288 Glen Echo Cir was $3,891, up 1.3% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,891.00 (+1.3%)	$659,295 (-) Land $68,940 Building $590,355	$659,295 (-) Land $68,940 Building $590,355
2025	$3,841.00	$659,295 Land $68,940 Building $590,355	$659,295 Land $68,940 Building $590,355
2023	$2,516.00 (+4.49%)	$362,507 (-) Land $57,150 Building $305,357
2022	$2,408.00	$362,507 Land $57,150 Building $305,357
2021			$362,507 Land $57,150 Building $305,357

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 288 Glen Echo Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 288 Glen Echo Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverStreet Networks Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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