Polk County property record for 148 Glen Echo Cir, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,500 sqft · built 2005 |
| Lot Size | 1.32 acres (57,499 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $204,000 (Jun 2015) |
| Tax Bill | $2,218 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P22-56 |
| Primary APN | P22-56 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,500 sqft Finished Area |
| Basement Area | 1,500 sqft |
| Unfinished Basement | 1,500 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 57,499 sqft (1.32 acres) |
| Deck Area | Deck Area |
| Account Number | 53231 |
|---|---|
| Street Address | 148 GLEN ECHO CIR |
| City | SALUDA |
| State | NC |
| Zip | 28773-9562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | NEW LOT #2, 0G02 GLEN ECHO 09 |
| Legal Subdivision | GLEN ECHO |
| Legal Lot Number | 2 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 920201 |
Source: Polk County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 148 GLEN ECHO CIR, SALUDA, NC 28773-9562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2015 · Amount on Record |
| Deed Sale | Jun 23, 2015 · Amount on Record |
| Prior Sale | Jul 20, 2004 · Amount on Record |
| Deed Book / Page | 413 / 1268 |
| Prior Transfer Date | Mar 15, 2005 |
| Prior Transfer Doc | 00324/1735 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Aug 4, 2026 |
| Property Address | 148 GLEN ECHO CIR, SALUDA, NC 28773-9562 |
| Document Number | 0501001102 |
| Book / Page | 501 / 1102 |
| Instrument Date | Jul 30, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 148 GLEN ECHO CIR, SALUDA, NC 28773-9562 |
| Document Number | 0501001102, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 501/1102 |
| Name | HOMETRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Polk County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,218.00 (+12.08%) | $380,750 (+33.56%) Land $47,560 Building $333,190 | $380,750 (+33.56%) Land $47,560 Building $333,190 |
| 2023 | $1,979.00 | $285,086 Land $39,100 Building $245,986 | |
| 2021 | $285,086 Land $39,100 Building $245,986 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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