221 Cherry Ave, West Jefferson, NC 28694 Property Records

Ashe County property record for 221 Cherry Ave, West Jefferson, NC 28694

Property Summary

Property Type	Single Family Home
Details	1,868 sqft · built 1975
Lot Size	0.21 acres (8,972 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,500 (Dec 2025)
Tax Bill	$1,533 (2026)
Deeds & Mortgages	Sep 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13227-019-009`

Property Details

APN / Parcel Number

Primary APN	`13227-019-009`
Alternative APNs	`132966905262` `108701` `119998`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,868 sqft Heated Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Lot Area	8,972 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	119998
Old Parcel Number	13227019009
Street Address	221 CHERRY AVE
City	WEST JEFFERSON
State	NC
Zip	28694-7211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 92-95 BLK A OFF 1147 (PRIVATE) FROM RICHARD A
Legal Subdivision	SOUTH JEFFERSON ESTATES
Legal Block	A
Legal Lot Number	92-95
Jurisdiction	ASHE NC
Township / Civil Division	OLD FIELDS
Census Block Group	1
Census Block	1021
Census Tract	970702

Owner

Source: Ashe County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 CHERRY AVE, WEST JEFFERSON, NC 28694-7211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2025 · Amount on Record
Deed Sale	Dec 3, 2025 · Amount on Record
Prior Sale	Sep 3, 2021 · Amount on Record
Deed Document Number	20255653
Deed Book / Page	580 / 148
Prior Transfer Date	Oct 20, 2008
Prior Transfer Doc	00388/2495
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Sep 3, 2021
Property Address	221 CHERRY AVE, WEST JEFFERSON, NC 28694-7211
Document Number	00531/2108
Book / Page	531 / 2108
Map Reference	MB 2 PG 166
Instrument Date	Sep 3, 2021
Instrument	5247
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	820 ELLER RD, MOUNTAIN CITY, TN 37683-1171

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1424, WEST JEFFERSON, NC 28694-1424

Mortgage

Document Number	0000005248
Date	Sep 3, 2021
Instrument	5248

Lender

Name	LIFESTORE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,533.00	$291,500 (-) Land $15,000 Building $276,500	$291,500 (-) Land $15,000 Building $276,500
2025	$1,533.00 (+8.19%)	$291,500 (-) Land $15,000 Building $276,500	$291,500 (-) Land $15,000 Building $276,500
2023	$1,417.00 (+3%)	$291,500 (+68.69%) Land $15,000 Building $276,500	$291,500 (+68.69%) Land $15,000 Building $276,500
2022	$1,090.00	$172,800 Land $15,000 Building $157,800	$172,800 Land $15,000 Building $157,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Cherry Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures