210 Cherry Ave, West Jefferson, NC 28694 Property Records

Ashe County property record for 210 Cherry Ave, West Jefferson, NC 28694

Property Summary

Property Type	Single Family Home
Details	5,687 sqft · built 2005
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$735,000 (Feb 2021)
Tax Bill	$7,008 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19227-467`

Property Details

APN / Parcel Number

Primary APN	`19227-467`
Alternative APNs	`192966926373` `7701`

Interior

Plumbing Fixtures	15 Plumbing Fixtures
Building Area	5,687 sqft Heated Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Lot Area	20,909 sqft (0.48 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	7701
Old Parcel Number	19227467
Street Address	210 CHERRY AVE
City	WEST JEFFERSON
State	NC
Zip	28694
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.48 A
Legal Subdivision	SOUTH JEFFERSON ESTATES SUBDIVISIOIN
Jurisdiction	ASHE NC
Township / Civil Division	WEST JEFFERSON
Census Block Group	2
Census Block	2050
Census Tract	970400

Owner

210 Cherry Ave is owned by two individuals who bought it in February 2021.

Source: Ashe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 174, FLEETWOOD, NC 28626-0174
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 24, 2020	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CREDIT UNION
Feb 9, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2021 · Amount on File
Deed Sale	Feb 9, 2021 · Amount on File
Deed Document Number	2021765
Deed Book / Page	523 / 593
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	210 CHERRY AVE, WEST JEFFERSON, NC 28694
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00539/1812
Date	Mar 28, 2022
Book Page	539/1812
Instrument	1588

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	210 CHERRY AVE, WEST JEFFERSON, NC 28694
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00508/2047
Date	Jan 24, 2020
Book Page	508/2047
Instrument	325

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.3%
Type Change Date	Jan 17, 2025
Index	5-Year CMT

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Feb 9, 2021
Property Address	210 CHERRY AVE, WEST JEFFERSON, NC 28694
Document Number	000523/593
Book / Page	523 / 593
Instrument Date	Feb 9, 2021
Instrument	765
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 609, WEST JEFFERSON, NC 28694-0609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX BOX, WEST JEFFERSON, NC 28694

Mortgage

Document Number	000523/598
Date	Feb 9, 2021
Book Page	523/598
Instrument	766

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Mar 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	5.37%
Index	5-Year CMT
Max Rate	9.37%

Tax Assessment & Valuation

The 2026 property tax bill for 210 Cherry Ave was $7,008.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,008.00	$1,337,500 (-) Land $25,700 Building $1,311,800	$1,337,500 (-) Land $25,700 Building $1,311,800
2025	$7,008.00	$1,337,500 Land $25,700 Building $1,311,800	$1,337,500 Land $25,700 Building $1,311,800
2023	$6,473.00 (+42.95%)	$1,337,500 (+64.96%) Land $25,700 Building $1,311,800	$1,337,500 (+64.96%) Land $25,700 Building $1,311,800
2022	$4,528.00	$810,800 Land $35,000 Building $775,800	$810,800 Land $35,000 Building $775,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 210 Cherry Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2013–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 Cherry Ave is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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