251 Cherry Ave, West Jefferson, NC 28694 Property Records

Ashe County property record for 251 Cherry Ave, West Jefferson, NC 28694

Property Summary

Property Type	Mobile Home
Details	1,802 sqft · built 2002
Lot Size	0.867 acres (37,767 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Sep 2020)
Tax Bill	$1,108 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13227-019-004`

Property Details

APN / Parcel Number

Primary APN	`13227-019-004`
Alternative APNs	`132966903292` `109466`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Building Area	1,802 sqft Heated Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2008
Architectural Style	Mobile Home
Lot Area	37,767 sqft (0.867 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	109466
Old Parcel Number	13227019004
Street Address	251 CHERRY AVE
City	WEST JEFFERSON
State	NC
Zip	28694-7211
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	0.867 AC (PB 9/999) (DB 517/258)
Legal Subdivision	SURVEY FOR JOHN BARNES
Legal Lot Number	96-100E
Jurisdiction	ASHE NC
Township / Civil Division	OLD FIELDS
Census Block Group	1
Census Block	1021
Census Tract	970702

Owner

251 Cherry Ave, a mobile home, is owned and occupied by an individual who bought it in September 2020.

Source: Ashe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	251 CHERRY AVE, WEST JEFFERSON, NC 28694-7211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · Line of Credit LIFESTORE BANK
Sep 18, 2020	Deed, Transfer
Sep 18, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2020 · Amount on File
Deed Sale	Sep 18, 2020 · Amount on File
Deed Document Number	20204618
Deed Book / Page	517 / 258
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	251 CHERRY AVE, WEST JEFFERSON, NC 28694-7211
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 CHERRY AVE, WEST JEFFERSON, NC 28694-7211

Mortgage

Document Number	00543/1957
Date	Jul 12, 2022
Book Page	543/1957
Instrument	3771

Lender

Name	LIFESTORE BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ASHE NC
Recording Date	Sep 18, 2020
Property Address	251 CHERRY AVE, WEST JEFFERSON, NC 28694-7211
Document Number	000517/265
Book / Page	517 / 265
Map Reference	MB 267 PG 628
Instrument Date	Sep 15, 2020
Instrument	4619
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13500 RIDGE PL, HUGHESVILLE, MD 20637-2217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 CHERRY AVE, WEST JEFFERSON, NC 28694-7211
Investor	Possibly a Property Investor

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Sep 18, 2020
Property Address	251 CHERRY AVE, WEST JEFFERSON, NC 28694-7211
Document Number	000517/258
Book / Page	517 / 258
Map Reference	MB 9 PG 996
Instrument Date	Sep 15, 2020
Instrument	4618
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13500 RIDGE PL, HUGHESVILLE, MD 20637-2217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 CHERRY AVE, WEST JEFFERSON, NC 28694-7211
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004620
Date	Sep 18, 2020
Instrument	4620

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 251 Cherry Ave was $1,108.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,108.00	$210,800 (-) Land $20,000 Building $190,800	$210,800 (-) Land $20,000 Building $190,800
2025	$1,108.00	$210,800 Land $20,000 Building $190,800	$210,800 Land $20,000 Building $190,800
2023	$1,024.00 (+32.64%)	$210,800 (+84.27%) Land $20,000 Building $190,800	$210,800 (+84.27%) Land $20,000 Building $190,800
2022	$772.00	$114,400 Land $20,000 Building $94,400	$114,400 Land $20,000 Building $94,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 251 Cherry Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 251 Cherry Ave is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

4G LTE only, no 5G reported

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