2209 Scott St, Oxford, MS 38655 Property Records

Lafayette County property record for 2209 Scott St, Oxford, MS 38655 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 1963
Lot Size	0.56 acres (24,500 sqft)
Owner	Company Name on File
Tax Bill	$2,873 (2025)
Deeds & Mortgages	May 2022 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`138E-28-044.00`

Property Details

APN / Parcel Number

Primary APN	`138E-28-044.00`
Alternative APNs	`097G-28-106` `8637`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,680 sqft Living Area
1st Floor Area	1,131 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,500 sqft (0.56 acres)
Lot Dimensions	125 ft deep x 196 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	8637
Street Address	2209 SCOTT ST
City	OXFORD
State	MS
Zip	38655-5229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 SOUTHERN HILLS SUB PREV APN: 097G-28-106
Legal Range	03W
Legal Township	08S
Legal Section	28
Legal Subdivision	SOUTHERN HILLS SUB
Legal Lot Number	11
Jurisdiction	LAFAYETTE MS
Township / Civil Division	1
Census Block Group	2
Census Block	2004
Census Tract	950203

Owner

Source: Lafayette County records · APN 138E-28-044.00

Assessment roll updated April 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3841 MAJESTIC OAKS DR, OXFORD, MS 38655-8153
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF CLARKSDALE
Mar 28, 2022	Warranty Deed, Transfer · Commercial Mortgage FNB OXFORD BANK
Mar 28, 2022	Warranty Deed, Transfer · Line of Credit FNB OXFORD BANK
Dec 10, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 28, 2022
Deed Sale	Apr 28, 2022
Prior Sale	Mar 28, 2022 · Amount on Record
Deed Document Number	20223983
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	2209 SCOTT ST, OXFORD, MS 38655-5229
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020224635
Date	May 18, 2022
Instrument	2022-4635

Lender

Name	FIRST NATIONAL BANK OF CLARKSDALE
Type	Bank
Address	OXFORD, MS 38655

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 17, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Mar 28, 2022
Property Address	2209 SCOTT ST, OXFORD, MS 38655-5229
Document Number	0202202816
Map Reference	CAB A SL 18
Instrument Date	Mar 24, 2022
Instrument	2022-02816
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 HIGHWAY 328, OXFORD, MS 38655-9612

Mortgage

Document Number	0202202818
Date	Mar 28, 2022
Instrument	2022-02818

Lender

Name	FNB OXFORD BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	113 Months
Due	Aug 16, 2031

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Mar 28, 2022
Property Address	2209 SCOTT ST, OXFORD, MS 38655-5229
Document Number	0020222816
Map Reference	CAB A SL 18
Instrument Date	Mar 24, 2022
Instrument	2022-2816
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 HWY 7 NORTH, OXFIELD, MS 37655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 HIGHWAY 328, OXFORD, MS 38655-9612

Mortgage

Document Number	0020222818
Date	Mar 28, 2022
Instrument	2022-2818

Lender

Name	FNB OXFORD BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	113 Months
Due	Aug 16, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Index	5-Year TN

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Dec 10, 2021
Property Address	2209 SCOTT ST, OXFORD, MS 38655-5229
Document Number	0202113584
Map Reference	CAB A SL 18
Instrument Date	Nov 20, 2021
Instrument	202113584
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4413 LYNHURST RD, SPRINGFIELD, IL 62711-7131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 COUNTY ROAD 181, OXFORD, MS 38655-8411
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lafayette County records · Assessment roll updated April 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,873.00 (+9.41%)	$22,085 (+9.42%)	$147,230 (+9.42%) Land $65,000 Building $82,230
2023	$2,626.00 (+1.55%)	$20,184 (-)	$134,560 (-) Land $65,000 Building $69,560
2022	$2,586.00	$20,184	$134,560 Land $65,000 Building $69,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lafayette County (28071C), updated March 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280719502032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 43 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 275 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
BCI Mississippi Broadband	Fiber	10,000 / 10,000
BCI Mississippi Broadband	Cable	1,000 / 20
Telapex	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, Telapex, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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