2207 Scott St, Oxford, MS 38655 Property Records

Lafayette County property record for 2207 Scott St, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,657 sqft · built 1961
Lot Size	0.258 acres (11,250 sqft)
Owner	Company Name on File
Last Sale	$134,100 (Apr 2010)
Tax Bill	$2,731 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`138E-28-043.00`

Property Details

APN / Parcel Number

Primary APN	`138E-28-043.00`
Alternative APNs	`097G-28-107` `8638`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,657 sqft Living Area
1st Floor Area	1,413 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Patio Area	180 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	8638
Street Address	2207 SCOTT ST
City	OXFORD
State	MS
Zip	38655-5229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 SOUTHERN HILLS SUB PREV APN: 097G-28-107
Legal Range	03W
Legal Township	08S
Legal Section	28
Legal Subdivision	SOUTHERN HILLS SUB
Legal Lot Number	10
Jurisdiction	LAFAYETTE MS
Township / Civil Division	1
Census Block Group	2
Census Block	2004
Census Tract	950203

Owner

Source: Lafayette County records · APN 138E-28-043.00

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	12007 WATER RIDGE DR, OXFORD, MS 38655-6015
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 08, 2010 · Amount on Record
Deed Sale	Apr 08, 2010 · Amount on Record
Prior Sale	Mar 25, 2009 · Amount on Record
Deed Document Number	20102432
Record Updated	Jun 08, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	2207 SCOTT ST, OXFORD, MS 38655-5229
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020231909
Date	Mar 15, 2023
Instrument	2023-1909

Lender

Name	ORIGIN BANK
Type	Bank
Address	OXFORD, MS 38655

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	66 Months
Due	Sep 14, 2028

Tax Assessment & Valuation

Source: Lafayette County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,731.00 (+14.22%)	$20,996 (+14.25%)	$139,970 (+14.25%) Land $55,000 Building $84,970
2023	$2,391.00	$18,377	$122,510 Land $55,000 Building $67,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
BCI Mississippi Broadband Fiber · Cable	10,000 / 10,000
Telapex Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 275 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF OXFORD serves 28,500 people
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.