2205 Scott St, Oxford, MS 38655 Property Records

Lafayette County property record for 2205 Scott St, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,504 sqft · built 1960
Lot Size	0.258 acres (11,250 sqft)
Owner	Company Name on File
Last Sale	$122,500 (Apr 2018)
Tax Bill	$2,462 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`138E-28-042.00`

Property Details

APN / Parcel Number

Primary APN	`138E-28-042.00`
Alternative APNs	`097G-28-108` `8639`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,504 sqft Living Area
1st Floor Area	1,363 sqft
Flooring	Hardwood
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	125 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	8639
Street Address	2205 SCOTT ST
City	OXFORD
State	MS
Zip	38655-5229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 SOUTHERN HILLS SUB PREV APN: 097G-28-108
Legal Range	03W
Legal Township	08S
Legal Section	28
Legal Subdivision	SOUTHERN HILLS SUB
Legal Lot Number	9
Jurisdiction	LAFAYETTE MS
Township / Civil Division	1
Census Block Group	2
Census Block	2004
Census Tract	950203

Owner

Source: Lafayette County assessment roll, APN 138E-28-042.00, as of April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	141 COURTHOUSE SQ, OXFORD, MS 38655-4074
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2018 · Amount on Record
Deed Sale	Apr 04, 2018 · Amount on Record
Deed Document Number	20182566
Record Updated	Jun 08, 2026

April 2018: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Apr 04, 2018
Property Address	2205 SCOTT ST, OXFORD, MS 38655-5229
Document Number	0201802566
Map Reference	MB1 PG48
Instrument Date	Mar 12, 2018
Instrument	201802566
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 N LAMAR BLVD STE 101, 101, OXFORD, MS 38655-3221

Mortgage

Document Number	0201802567
Date	Apr 04, 2018
Instrument	201802567

Lender

Name	FIRST NATIONAL BANK OF CALARKSDALE

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 03, 2038

Tax Assessment & Valuation

Source: Lafayette County assessment roll as of April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,462.00 (+11.05%)	$18,926 (+11.06%)	$126,170 (+11.06%) Land $55,000 Building $71,170
2023	$2,217.00	$17,042	$113,610 Land $55,000 Building $58,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lafayette County (28071C), as of March 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280719502032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 275 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
BCI Mississippi Broadband Fiber · Cable	10,000 / 10,000
Telapex Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MS0360011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF OXFORD serves 28,500 people
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.