2209 Arroyo Rd, Waco, TX 76710 Property Records

McLennan County property record for 2209 Arroyo Rd, Waco, TX 76710

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,433 sqft · built 1965
Lot Size0.384 acres (16,762 sqft)
OwnerIndividual Name on File
Tax Bill$5,004 (2024)
Deeds & MortgagesFeb 2020 Loan Modification
Feb 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN480270050032003

Property Details

APN / Parcel Number

Primary APN480270050032003
Alternative APNs
  • 4802700500320030111
  • 181041

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,433 sqft Living Area
Gross Area2,953 sqft
1st Floor Area2,433 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeWood Truss
Roof MaterialComposition Shingle
Lot Area16,762 sqft (0.384 acres)
Lot Dimensions158 ft deep x 106 ft wide
Garage TypeAttached
Garage Area520 sqft
DrivewayDriveway
Driveway Area2,336 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area311 sqft
Patio Area200 sqft
FenceFence
Storage Building100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number181041
Old Parcel Number4802700500320030111
Street Address2209 ARROYO RD
CityWACO
StateTX
Zip76710-1626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionLEWIS HARRY F LOT 32 BLOCK A ACRES .3848
Legal SubdivisionLEWIS HARRY F
Legal BlockA
Legal Lot Number32
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2005
Census Tract2600

Owner

Source: McLennan County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2209 ARROYO RD, WACO, TX 76710-1626
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2020Loan Modification, Mortgage
CENTRAL NAT'L BK
Feb 19, 2019Vendor's Lien, Transfer
CENTRAL NATIONAL BANK
Dec 27, 2016Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 19, 2019
Deed SaleFeb 19, 2019
Prior SaleDec 22, 2009
Deed Document Number2019005385
Record UpdatedJun 8, 2026

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address2209 ARROYO RD, WACO, TX 76710-1626
Document Number0000007418
Instrument DateFeb 18, 2020
Transaction TypeMortgage
Record UpdatedMay 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2209 ARROYO RD WACO TX 767101626, WACO, TX 76710-1626

Mortgage

Document Number0000007418
DateMar 4, 2020
Instrument7418
Lender
NameCENTRAL NAT'L BK
TypeBank
AddressWACO, TX 76712
Agreement
AmountAmount Recorded
Term360 Months
DueMar 3, 2050

February 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateFeb 19, 2019
Property Address2209 ARROYO RD, WACO, TX 76710-1626
Document Number0000005385
Map ReferenceVOL 849 PG 498
Instrument DateFeb 18, 2019
Instrument2019005385
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2209 ARROYO RD, WACO, TX 76710-1626

Mortgage

Document Number0000005386
DateFeb 19, 2019
Instrument2019005386
Lender
NameCENTRAL NATIONAL BANK
TypeSubprime Lender
Special NotesSeller Financed
Agreement
AmountAmount Recorded

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address2209 ARROYO RD, WACO, TX 76710-1626
Document Number0000000149
Instrument DateDec 27, 2016
Transaction TypeMortgage
Record UpdatedJan 16, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address2209 ARROYO RD WACO TX 767101626, WACO, TX 76710-1626

Mortgage

Document Number0000000149
DateJan 4, 2017
Instrument149
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term180 Months
DueJan 3, 2032

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$338,780 (+11.08%) Land $40,570 Building $440,140$480,710 (+57.61%) Land $40,570 Building $440,140
2024$5,004.00 (-3.47%)
2023$305,000 Land $40,570 Building $264,430$305,000 Land $40,570 Building $264,430
2022$5,184.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims10 (1990–2010)
Claims Outside the SFHA10 of 10
Most Recent ClaimJun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Radiate Holdings
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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